Ashmore, Rosemary Lane, Gayton, King's Lynn, PE32 1QN

UPRN:10013000307Detached Bungalow4 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band CEPC: D (61)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Ashmore, Rosemary Lane, Gayton, King's Lynn, PE32 1QN

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£395,000

£356k - £435kMedium

Estimate

£395k

Range

£356k – £435k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

3.79%

Verdict

Derived from HomePortfolio scores

Ashmore earns an INVESTIGATE rating with HP Score 63/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

23/ 100

Low

Transit & Bike

Transit 13Bike 32

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 7 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -20.3% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10013000307· as of 9 Nov 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.80
- valuation_snapshotsrent estimate 1500/mo (range 1350-1650)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,031/mo, -69% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 7 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 593 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 7 Nov 2026
Risk & liquidity12.8/15
158 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£356,000£546,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,350-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£565/mo
Cash on cash: -4.3%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013000307Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1500/mo (range 1350-1650)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 7 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 7 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1500/mo (range 1350-1650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 593 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£395,000

Rent Estimate (pcm)£1,500

Gross Yield3.79%

1y Growth-

3y Growth-6.5%

5y Growth-1.2%

10y Growth+2.6%

Last Sold Price£192,000 (2014-11-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE32 1QN

Approval Rate

-12mo

Development

low

26/01638/S37
UKPN intends to undertake the following work that is considered to be exempted from the Electricity Act 1989 falling within The Overhead Lines (Exemption) (England and Wales) Regulations 2009 Replace over head line with under ground line
Approved
26/01513/NT28
The Electronic Communications Code (Conditions and restrictions) Regulation 2003 (as amended) - Regulation 5 Notice of Intention to Install Fixed Line Broadband Apparatus - Installation of subtended headend sidepod onto existing BT cabinet
Approved
26/00924/DISC_A
DISCHARGE OF CONDITIONS 3, 4, 5, 6, AND 7 FROM PLANNING PERMISSION 26/00924/LB - Internal and external repairs/refurbishment of Orchard Farmhouse
Pending

View Planning Timeline

Ownership

Corporate Ownership88%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-11-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,581

Population Density60 /km²

Owner Occupied70%

Age Distribution

0-15 16%16-64 57%65+ 27%

View Area Profile

Schools Nearby

St Matthew's Church of England Primary Academy
0.1 mi
Inspected as Middleton Church of England Primary Academy (URN 141662) on 7 Jun 2023
Holly Meadows School
1.9 mi
Good
Ashwicken Church of England Voluntary Aided Primary School
1.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Narborough Church of England Primary Academy
4.4 mi
Inspected as Narborough Church of England Voluntary Controlled Primary School (URN 121104) on 10 Nov 2015

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Rosemary Lane
-
£305k
-
Cherry Tree Cottage Rosemary Lane
-
£148k
-
The Beeches Rosemary Lane
-
£240k
-
Ashmore Rosemary Lane
-
£192k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN