Plover Cottage, Bedford Bank, Welney, Wisbech, PE14 9RJ

UPRN:10013009558Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: E (39)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 2mo ago

Plover Cottage, Bedford Bank, Welney, Wisbech, PE14 9RJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£253,000

£228k - £279kMedium

Estimate

£253k

Range

£228k – £279k

Rent Estimate (pcm)

£850

£750 - £950

Monthly

£850

Yield

12.75%

Verdict

Derived from HomePortfolio scores

Plover Cottage earns an INVESTIGATE rating with HP Score 51/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (4/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

4/ 100

Low

Transit & Bike

Transit 36Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

3 live adverts with different prices, types or bedrooms on one UPRN (£21,000-£79,995) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£79,995

At the asking price

Monthly rent£850/mo

Evidenced range £750-£950

Interest rate5.4%

Loan to value75%

Cash required: £25,299
Net cash flow: £318/mo
Cash on cash: 15.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.15 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£253,000

Rent Estimate (pcm)£850

Gross Yield12.75%

1y Growth-

3y Growth+1.9%

5y Growth+1.1%

10y Growth+4.6%

Last Sold Price£137,500 (2009-12-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0PE14 9RJ

Approval Rate

-12mo

Development

low

26/00612/F
Single replacement dwelling
Rejected
26/00560/F
HOUSEHOLDER: Conversion of existing attached garage, including infill of existing garage door with new wall and window, and new rear sliding folding patio doors.
Approved

View Planning Timeline

Ownership

Corporate Ownership79.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-12-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,581

Population Density-

Owner Occupied73%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Townley Primary School
2.9 mi
Good
Manea Community Primary School
3.7 mi
Good
Vista Academy Littleport
4.3 mi
Report card2025
Ofsted no longer awards a single overall grade.
Highfield Littleport Academy
4.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Evergreen Cottage Bedford Bank
-
£340k
-
Mill Row Bedford Bank
-
£435k
-
Meadow Cottage Bedford Bank
-
£158k
-
The Cottage Bedford Bank
-
£172k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN