Flat 3, 64 Belmont Road, Exeter, EX1 2HQ

UPRN:10013042964Flat/Maisonette1 bedsBuilt 1983-1990

LeaseholdCouncil Tax: -EPC: D (61)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 3, 64 Belmont Road, Exeter, EX1 2HQ

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£136,000

£129k - £143kHigh

Estimate

£136k

Range

£129k – £143k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

5.78%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 80/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

97/ 100

Excellent

Transit & Bike

Transit 45Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£135,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £42,000
Net cash flow: -£6/mo
Cash on cash: -0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£136,000

Rent Estimate (pcm)£650

Gross Yield5.78%

1y Growth-

3y Growth-0.5%

5y Growth+2.0%

10y Growth+3.1%

Last Sold Price£117,000 (2006-01-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0EX1 2HQ

Approval Rate

-12mo

Development

low

26/1601/CAT
T1 Fastigiate Beech. Trim by up to 2m height and trim sides to shape. T2 Birch. Remove new growths to previous pruning points.
Pending
26/1593/CAT
Removal of 2 nr Willow trees
Pending
26/1585/TPO
G1 Robinia and Beech reduce back to suitable pruning points to achieve a 2m clearance from the building T1 (TPO) Horse Chestnut crown lift to 4m south and west aspects clearance over car park Reason: T1 Horse Chestnut, this tree is being struck by delivery vehicles and requires a crown raise of 3m from ground level to prevent further damage. T2 (TPO) English Yew remove 2x dead stems Reason: T2 Yew, removal of the dead stems are on safety grounds as the tree is partially over the driveway/car park. T3 Sycamore re-pollard
Pending

View Planning Timeline

Ownership

Corporate Ownership61.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-01-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,531

Population Density7,741 /km²

Owner Occupied39%

Age Distribution

0-15 11%16-64 77%65+ 12%

View Area Profile

Schools Nearby

Newtown Primary School
0.1 mi
Inspected as Newtown Primary School (URN 113083) on 14 Sep 2021
St Sidwell's Church of England Primary School & Nursery
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Maynard School
0.3 mi
Inspected by ISI
Ladysmith Junior School
0.4 mi
Inspected as Ladysmith Junior School (URN 113081) on 22 May 2024

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

58 Belmont Road
-
£235k
-
66 Belmont Road
-
£184k
-
64 Belmont Road
-
£180k
-
62 Belmont Road
-
£175k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN