Apartment 7, Bedford House, 14 Bedford Street, Exeter, EX1 1LR

UPRN:10013046184Purpose Built Flat1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: E (51)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 7, Bedford House, 14 Bedford Street, Exeter, EX1 1LR

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£182,000

£173k - £191kHigh

Estimate

£182k

Range

£173k – £191k

Rent Estimate (pcm)

£850

£800 - £950

Monthly

£850

Yield

5.83%

Verdict

Derived from HomePortfolio scores

Apartment 7 earns an INVESTIGATE rating with HP Score 59/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (99/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

54/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

99/ 100

Excellent

Transit & Bike

Transit 49Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: -£2/mo
Cash on cash: -0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£182,000

Rent Estimate (pcm)£850

Gross Yield5.83%

1y Growth-

3y Growth-0.5%

5y Growth+2.0%

10y Growth+3.1%

Last Sold Price£190,000 (2021-08-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0EX1 1LR

Approval Rate

-12mo

Development

low

26/1672/LBC
Replacement of rear northwest boundary garden wall
Pending
26/1671/DIS
Discharge of conditions 5 (bin and cycle storage), 6 (archaeological written scheme of investigation), 8 (replacement window details) and 9 (rear fence and access bridge details) of application 25/0140/FUL.
Pending
26/1652/FUL
Use of detached self-contained annexe and gym as one detached dwelling
Pending

View Planning Timeline

Ownership

Corporate Ownership60.7%
Overseas OwnershipNo
Lease Term Remaining168 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2021-08-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,531

Population Density3,428 /km²

Owner Occupied28%

Age Distribution

0-15 9%16-64 80%65+ 11%

View Area Profile

Schools Nearby

Exeter Mathematics School
0.1 mi
-
Exeter Cathedral School
0.2 mi
Inspected by ISI
St David's CofE Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
The Maynard School
0.4 mi
Inspected by ISI

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Bedford House, 14 Bedford Street
-
£150k
-
Bedford House, 14 Bedford Street
-
£150k
-
Bedford House, 14 Bedford Street
-
£185k
-
Bedford House, 14 Bedford Street
-
£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN