Cotfield House, Matford, Exeter, EX2 8XR

UPRN:10013049528Semi-Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: F (35)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Cotfield House, Matford, Exeter, EX2 8XR

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£797,000

£718k - £877kMedium

Estimate

£797k

Range

£718k – £877k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

9.88%

Verdict

Derived from HomePortfolio scores

Cotfield House earns an INVESTIGATE rating with HP Score 66/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

38/ 100

Mixed

Transit & Bike

Transit 2Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,150-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: £989/mo
Cash on cash: 8.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£797,000

Rent Estimate (pcm)£3,500

Gross Yield9.88%

1y Growth-

3y Growth-2.9%

5y Growth+1.0%

10y Growth+2.1%

Last Sold Price£575,000 (2019-05-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0EX2 8XR

Approval Rate

-12mo

Development

low

26/1575/FUL
Construction of a single storey unit to store used motorcycles.
Pending
26/01471/TPOE
Removal of failed Holm Oak
Pending
15/00921/AMD1
Non-material amendment (to amend Condition 3 to allow the logical implementation of the proposed development which has been approved under a single, comprehensive reserved matters application) to planning permission 15/00921/MAJ - Outline planning application for demolition of existing buildings and for residential and commercial development (C3, E uses) (approval sought for access)
Pending

View Planning Timeline

Ownership

Corporate Ownership58.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-05-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,531

Population Density-

Owner Occupied73%

Age Distribution

0-15 14%16-64 58%65+ 28%

View Area Profile

Schools Nearby

Matford Brook Academy
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Countess Wear Primary School
0.9 mi
Inspected as Countess Wear Community School (URN 113079) on 11 Oct 2022
Isca Academy
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Infocus College
1.1 mi
-

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Cotfield
-
£575k
-
Cotfield
-
£475k
-
Cotfield
-
£413k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN