3 St Michaels Rise, Hawthorn, Seaham, SR7 8BY

UPRN:10013056977Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Planning· 4mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

3 St Michaels Rise, Hawthorn, Seaham, SR7 8BY

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£653,000

£523k - £784kLow

Estimate

£653k

Range

£523k – £784k

Rent Estimate (pcm)

£4,800

£5k - £5k

Monthly

£4,800

Yield

8.86%

Verdict

Derived from HomePortfolio scores

3 St Michaels Rise earns an INVESTIGATE rating with HP Score 62/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (10/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

10/ 100

Low

Transit & Bike

Transit 5Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics30.6/40
gross yield 8.9%; range width penalty ×0.99
- valuation_snapshotsrent estimate 4800/mo (range 4550-5050)· as of 10 Nov 2026· verify before relying on this
Stress margin13.7/30
stressed cash flow +656/mo, +14% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Risk & liquidity9.2/15
360 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£4,800/mo

Evidenced range £4,550-£5,050

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: £1,129/mo
Cash on cash: 6.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.19 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 4800/mo (range 4550-5050)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 4800/mo (range 4550-5050)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£653,000

Rent Estimate (pcm)£4,800

Gross Yield8.86%

1y Growth-

3y Growth+5.7%

5y Growth-0.3%

10y Growth+3.3%

Last Sold Price£245,000 (2006-01-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SR7 8BY

Approval Rate

-12mo

Development

low

DM/26/01354/TCA
Felling to ground level of 1no Leylandii (T1), Cherry (T2), Maple (T3), Laurel (T5), Fruit (T6) and reduction of 1no Horse Chestnut by 30% (T4)
Approved
DM/26/00291/FPA
Extension, chimney, and velux windows to front and rear roof elevations
Approved
DM/26/00069/FPA
Replacement of all existing brown timber/uPVC windows and external doors with white uPVC, including the enlargement of some existing windows, installation of French doors and bi-folding doors, new chimney stack to the south elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership74.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-01-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density142 /km²

Owner Occupied67%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

Easington Colliery Primary School
1.3 mi
Good
Rosemary Lane Nursery School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hope Wood Academy
1.3 mi
Inspected as Glendene School (URN 114346) on 12 Mar 2012
Easington CofE Primary School
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 St Michaels Rise
-
£470k
-
3 St Michaels Rise
-
£245k
-
4 St Michaels Rise
-
£500k
-
2 St Michaels Rise
-
£245k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN