4 Gresty Buildings, Cowfields, Nantwich, CW5 5PX

UPRN:10013157779Mid Terrace HouseBeds -Built before 1900

FreeholdCouncil Tax: Band BEPC: C (71)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

4 Gresty Buildings, Cowfields, Nantwich, CW5 5PX

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£169,000

£152k - £186kMedium

Estimate

£169k

Range

£152k – £186k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

6.92%

Verdict

Derived from HomePortfolio scores

4 Gresty Buildings earns an INVESTIGATE rating with HP Score 79/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

89/ 100

Excellent

Transit & Bike

Transit 25Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +23.1% (MEDIUM), sold-comps +29.3%, £/sqft +29.3%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10013157779· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.5%· as of 22 Oct 2026
Rental economics11.7/40
gross yield 6.5% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 700/mo (tenanted)· as of 28 Oct 2026
Stress margin0/30
stressed cash flow -164/mo, -23% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity12.8/15
429 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£97,500£149,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: £80/mo
Cash on cash: 2.4%
Score at this price: 27

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.71 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013157779Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.5%Valuation edge · as of 22 Oct 2026
listing_factscontractual rent 700/mo (tenanted)Rental economics · as of 28 Oct 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026
property_intelligence

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Seller motivation could not be scored
context, not scored: 0 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£169,000

Rent Estimate (pcm)£750

Gross Yield6.92%

1y Growth-

3y Growth-1.1%

5y Growth+1.2%

10y Growth+3.3%

Last Sold Price£85,000 (2012-10-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CW5 5PX

Approval Rate

-12mo

Development

low

26/1618/VOC
Variation of conditions 2 and 3 on approval 25/1322/HOUS: Two storey rear extension and single storey rear orangery extension. 2 - single storey orangery removed and corner bi-folds added to two storey extension. 3 - render removed and original brick to remain.
Pending
26/1534/TPO
Remove major deadwood only from English oak as located via google earth pictures and marked as red on plan, due to being positioned over two seating areas that are in high use over two gardens. The tree also has deadwood over the road and high use footpath that is close to a primary school and the client wants to eliminate any potential damage or injury to others.
Pending
26/1511/HOUS
Demolition Of Existing Lean To Timber Structure Erection Single Storey Wrap Round Extension
Pending

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2012-10-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density5,308 /km²

Owner Occupied50%

Age Distribution

0-15 11%16-64 55%65+ 34%

View Area Profile

Schools Nearby

Nantwich Primary Academy
0.1 mi
Good
Kingsbourne Academy
0.5 mi
-
Highfields Academy
0.5 mi
-
Malbank School and Sixth Form College
0.6 mi
Inspected as Malbank School and Sixth Form College (URN 111419) on 14 Jun 2022

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Gresty Buildings
-
£160k
-
6 Gresty Buildings
-
£140k
-
2 Gresty Buildings
-
£130k
-
5 Gresty Buildings
-
£159k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN