15 Paignton Close, Romford, RM3 8SF

UPRN:10013186202Mid Terrace House4 bedsBuilt 2007 onwards

FreeholdCouncil Tax: Band DEPC: B (81)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£495,000

£471k - £520kHigh

Estimate

£495k

Range

£471k – £520k

Rent Estimate (pcm)

£2,750

£3k - £3k

Monthly

£2,750

Yield

6.60%

Verdict

Derived from HomePortfolio scores

15 Paignton Close earns an INVESTIGATE rating with HP Score 67/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

73/ 100

High

Crime Score

53/ 100

Elevated

Walkability

61/ 100

Moderate

Transit & Bike

Transit 48Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,600-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £216/mo
Cash on cash: 1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£495,000

Rent Estimate (pcm)£2,750

Gross Yield6.60%

1y Growth-

3y Growth+1.3%

5y Growth+2.7%

10y Growth+2.7%

Last Sold Price£390,000 (2018-10-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0RM3 8SF

Approval Rate

-12mo

Development

low

Y0247.26
Single storey rear extension with an overall depth of 8m, a maximum height of 3.05m, and an eaves height of 2.90m. (PRIOR APPROVAL)
Pending
D0421.26
Certificate of lawfulness for a hip to gable loft conversion with rear dormer, gable window and roof lights to front
Pending
P1172.26
Single-Storey Side & Rear Extension
Pending

View Planning Timeline

Ownership

Corporate Ownership65.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-10-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,726

Population Density-

Owner Occupied47%

Age Distribution

0-15 20%16-64 62%65+ 18%

View Area Profile

Schools Nearby

Lime Academy Ravensbourne
0.2 mi
Good
Edullect Academy Independent School
0.4 mi
-
Broadford Primary School
0.5 mi
Good
Hilldene Primary School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

22 Paignton Close
-
£300k
-
Exmoor Court, 4 Paignton Close
-
£251k
-
Bickleigh Court, 30 Paignton Close
-
£250k
-
11 Paignton Close
-
£282k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN