Canal Cottage, Nantwich Road, Minshull Vernon, Middlewich, CW10 0LR

UPRN:10013201590Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (57)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Canal Cottage, Nantwich Road, Minshull Vernon, Middlewich, CW10 0LR

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£504,000

£403k - £605kLow

Estimate

£504k

Range

£403k – £605k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

3.51%

Verdict

Derived from HomePortfolio scores

Canal Cottage earns an INVESTIGATE rating with HP Score 50/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

50/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

50/ 100

Elevated

Walkability

0/ 100

Low

Transit & Bike

Transit 4Bike 10

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.5%; range width penalty ×0.81
- valuation_snapshotsrent estimate 2050/mo (range 1850-2250)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,576/mo, -77% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Risk & liquidity9.2/15
171 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,850-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£943/mo
Cash on cash: -4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.87 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2050/mo (range 1850-2250)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1850-2250)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£504,000

Rent Estimate (pcm)£2,050

Gross Yield3.51%

1y Growth-

3y Growth+5.7%

5y Growth+3.8%

10y Growth+4.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0CW10 0LR

Approval Rate

-12mo

Development

low

26/02710/DIS
Discharge of condition 9 (bat roosting provision) and 13 (noise mitigation) of 21/00582/FUL
Pending
26/02686/PDR
Application to determine if prior approval is required for the proposed change of use of two existing agricultural buildings to office use (Use Class E).
Approved
26/02687/FUL
Operational Development to Facilitate Class R Prior Approval Conversion of Barn A and Barn B to Office Use.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density72 /km²

Owner Occupied82%

Age Distribution

0-15 23%16-64 68%65+ 9%

View Area Profile

Schools Nearby

Wimboldsley Community Primary School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Warmingham CofE Primary School
2.1 mi
Good
Cledford Primary & Nursery Academy
2.3 mi
Inspected as Cledford Primary School (URN 135567) on 15 May 2019
St. Mary's Catholic Primary School, a Voluntary Academy
2.5 mi
Inspected as St Mary's Catholic Primary School (URN 111340) on 31 Jan 2024

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Newfield Cottage Nantwich Road
-
£497k
-
Canal Stables Nantwich Road
-
£765k
-
Weaver Bank Cottage Nantwich Road
-
£413k
-
Canal Stables Nantwich Road
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN