Capella, Peacemarsh Road, Gillingham, SP8 4ET

UPRN:10013220203Detached Bungalow3 bedsBuilt 1950-1966

FreeholdCouncil Tax: -EPC: E (53)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Capella, Peacemarsh Road, Gillingham, SP8 4ET

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£279,000

£265k - £293kHigh

Estimate

£279k

Range

£265k – £293k

Rent Estimate (pcm)

£850

£750 - £950

Monthly

£850

Yield

3.64%

Verdict

Derived from HomePortfolio scores

Capella earns an INVESTIGATE rating with HP Score 73/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

54/ 100

Moderate

Transit & Bike

Transit 35Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£280,000

At the asking price

Monthly rent£850/mo

Evidenced range £750-£950

Interest rate5.4%

Loan to value75%

Cash required: £89,300
Net cash flow: -£357/mo
Cash on cash: -4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£279,000

Rent Estimate (pcm)£850

Gross Yield3.64%

1y Growth-

3y Growth-2.0%

5y Growth+0.6%

10y Growth+2.6%

Last Sold Price£179,950 (2002-11-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SP8 4ET

Approval Rate

-12mo

Development

low

P/TRC/2026/05879
T187 - Crown lift by removing lateral branches below 2.5m.
Pending
P/TRC/2026/05876
T194 - Cherry - Crown lift to 2m from ground.
Pending
P/TRC/2026/05874
T400 - Horse Chestnut - Crown lift to 2.5m over the path.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-11-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,444

Population Density-

Owner Occupied71%

Age Distribution

0-15 12%16-64 50%65+ 38%

View Area Profile

Schools Nearby

Gillingham Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gillingham School
0.6 mi
Inspected as Gillingham School (URN 113882) on 10 May 2023
Wyke Primary School
0.7 mi
Inspected as Wyke Primary School (URN 113743) on 18 May 2022
Milton-on-Stour Church of England Primary School
1.0 mi
Inspected as Milton-on-Stour Church of England Primary School (URN 113801) on 11 Jul 2023

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Thyme Cottage Peacemarsh
-
£225k
-
1 Peacemarsh
-
£338k
-
Hillside Peacemarsh
-
£295k
-
Hillside Peacemarsh
-
£256k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN