10 Derwent Court, Hobart Close, Chelmsford, CM1 2FN

UPRN:10013264142Purpose Built Flat2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band CEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

10 Derwent Court, Hobart Close, Chelmsford, CM1 2FN

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£248,000

£236k - £261kHigh

Estimate

£248k

Range

£236k – £261k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

7.57%

Verdict

Derived from HomePortfolio scores

10 Derwent Court earns an INVESTIGATE rating with HP Score 71/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

41/ 100

Mixed

Transit & Bike

Transit 27Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesLead to verifyListing checked 3 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +7.3% (HIGH), sold-comps +9.1%, £/sqft +9.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10013264142· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 11.1%· as of 17 Oct 2026
Rental economics20.4/40
gross yield 7.6%; range width penalty ×0.99
- valuation_snapshotsrent estimate 1450/mo (range 1350-1500)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -35/mo, -2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 110 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
673 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £172,500

£172,500£264,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £228/mo
Cash on cash: 3.8%
Score at this price: 38

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.87 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013264142Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 11.1%Valuation edge · as of 17 Oct 2026
valuation_snapshotsrent estimate 1450/mo (range 1350-1500)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1350-1500)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £172,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£248,000

Rent Estimate (pcm)£1,450

Gross Yield7.57%

1y Growth-21.4%

3y Growth+0.4%

5y Growth+1.1%

10y Growth+2.7%

Last Sold Price£200,000 (2022-01-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM1 2FN

Approval Rate

-12mo

Development

low

23/00195/NMAT/2
Non Material Amendment for planning permission - 23/00195/FUL- (AMENDED SCHEME: updated Transport Statement/Flood Risk Assessment/ changes to fenestration) Demolition of existing garaging and redevelopment to provide 6 new affordable homes with associated access improvements, parking, private amenity space and land) - To vary the wording of Condition 20
Pending
26/01341/ADV
Proposed installation of illuminated and non-illuminated signage to existing building.
Pending
23/00116/NMAT/1
Non Material Amendment for planning permission - 23/00116/FUL - (Demolition of the existing buildings and structures and construction of 18 new dwellings with associated parking, private amenity space, open space, hard and soft landscaping and pedestrian) Application for non-material amendments to Conditions 3, 4 & 5
Pending

View Planning Timeline

Ownership

Corporate Ownership50%
Overseas OwnershipNo
Lease Term Remaining130 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-01-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,791

Population Density3,281 /km²

Owner Occupied78%

Age Distribution

0-15 18%16-64 62%65+ 20%

View Area Profile

Schools Nearby

Lawford Mead Primary & Nursery
0.3 mi
Good
The Sir Geoff Hurst Academy
0.3 mi
-
The Hawthorns School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Parkwood Academy
0.4 mi
Requires improvementConcerns

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Derwent Court Hobart Close
-
£460k
-
Derwent Court Hobart Close
-
£169k
-
Derwent Court Hobart Close
-
£400k
-
Derwent Court Hobart Close
-
£220k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN