Newbury Cottage, Newbury, Gillingham, SP8 4QJ

UPRN:10013274173Detached HouseBeds -Built before 1900

Tenure: -Council Tax: Band CEPC: D (58)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Newbury Cottage, Newbury, Gillingham, SP8 4QJ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£284,000

£255k - £312kMedium

Estimate

£284k

Range

£255k – £312k

Rent Estimate (pcm)

£850

£750 - £950

Monthly

£850

Yield

5.83%

Verdict

Derived from HomePortfolio scores

Newbury Cottage earns an INVESTIGATE rating with HP Score 68/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

73/ 100

High

Transit & Bike

Transit 19Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£850/mo

Evidenced range £750-£950

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: -£2/mo
Cash on cash: -0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£284,000

Rent Estimate (pcm)£850

Gross Yield5.83%

1y Growth-

3y Growth-2.0%

5y Growth+0.6%

10y Growth+2.6%

Last Sold Price£238,000 (2016-06-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SP8 4QJ

Approval Rate

-12mo

Development

low

P/TRT/2026/06001
T1 - Hornbeam - Overall reduction of radial spread by 2m. T2 - Yew - Reduce radius of canopy outline by 1.5-1.8m.
Pending
P/TRC/2026/05879
T187 - Crown lift by removing lateral branches below 2.5m.
Pending
P/TRC/2026/05876
T194 - Cherry - Crown lift to 2m from ground.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2016-06-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,444

Population Density1,613 /km²

Owner Occupied52%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Gillingham Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gillingham School
0.2 mi
Inspected as Gillingham School (URN 113882) on 10 May 2023
Wyke Primary School
0.7 mi
Inspected as Wyke Primary School (URN 113743) on 18 May 2022
St Mary the Virgin Church of England Primary School
0.8 mi
Good

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Blackmore Vale House Newbury
-
£410k
-
Bracher House Newbury
-
£145k
-
Bracher House Newbury
-
£145k
-
Brachers Cottage Newbury
-
£235k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN