61 Jay Walk, Gillingham, SP8 4GY

UPRN:10013285282End Terrace House2 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band BEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£175,000

£166k - £184kHigh

Estimate

£175k

Range

£166k – £184k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

4.94%

Verdict

Derived from HomePortfolio scores

61 Jay Walk earns an INVESTIGATE rating with HP Score 75/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

45/ 100

Mixed

Transit & Bike

Transit 10Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: -£89/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£175,000

Rent Estimate (pcm)£700

Gross Yield4.94%

1y Growth+2.0%

3y Growth-2.0%

5y Growth+0.6%

10y Growth+2.6%

Last Sold Price£94,000 (2018-12-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SP8 4GY

Approval Rate

-12mo

Development

low

P/TRT/2026/06001
T1 - Hornbeam - Overall reduction of radial spread by 2m. T2 - Yew - Reduce radius of canopy outline by 1.5-1.8m.
Pending
P/FUL/2026/04380
Construction of a floodlit artificial grass pitch, spectator area, access paths and lighting along access path from car park
Pending
P/RES/2026/04952
Erection of 55no. dwellings and associated infrastructure (Reserved matters application to determine access, appearance, landscaping, layout and scale following the grant of Outline planning permission 2/2018/0036/OUT)
Pending

View Planning Timeline

Ownership

Corporate Ownership64.3%
Overseas OwnershipNo
Lease Term Remaining103 yrs
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-12-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,444

Population Density569 /km²

Owner Occupied69%

Age Distribution

0-15 21%16-64 61%65+ 18%

View Area Profile

Schools Nearby

St Mary the Virgin Church of England Primary School
0.3 mi
Good
Gillingham School
0.4 mi
Inspected as Gillingham School (URN 113882) on 10 May 2023
Gillingham Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wyke Primary School
1.1 mi
Inspected as Wyke Primary School (URN 113743) on 18 May 2022

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

21 Jay Walk
-
£360k
-
59 Jay Walk
-
£205k
-
41 Jay Walk
-
£128k
-
39 Jay Walk
-
£242k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN