Flat 3A, 18 Royal Esplanade, Margate, CT9 5DX

UPRN:10013310062Flat/Maisonette1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 3A, 18 Royal Esplanade, Margate, CT9 5DX

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£199,000

£189k - £209kHigh

Estimate

£199k

Range

£189k – £209k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

7.20%

Verdict

Derived from HomePortfolio scores

Flat 3A earns an INVESTIGATE rating with HP Score 63/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

42/ 100

Elevated

Walkability

48/ 100

Mixed

Transit & Bike

Transit 13Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £156/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£199,000

Rent Estimate (pcm)£1,200

Gross Yield7.20%

1y Growth-

3y Growth-1.8%

5y Growth+0.4%

10y Growth+4.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT9 5DX

Approval Rate

-12mo

Development

low

FH/TH/26/0707
Erection of a single storey rear extension with 1.8m high glass balustrade balcony and 1no. roof light to flat roof, erection of first floor extension to the front elevation with 1.1m high glass balustrade balcony and replace existing balcony, and erection of a front porch following demolition of existing together with alterations to fenestration.
Pending
FH/TH/26/0705
Erection of a balcony with porch canopy to the front elevation, alterations to fenestration, erection of a single storey rear extension following demolition of existing and erection of a single storey outbuilding
Pending
FH/TH/26/0687
Erection of a single storey rear outbuilding to provide ancillary accommodation
Pending

View Planning Timeline

Ownership

Corporate Ownership64.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,323

Population Density-

Owner Occupied35%

Age Distribution

0-15 14%16-64 72%65+ 14%

View Area Profile

Schools Nearby

Garlinge Primary School and Nursery
0.5 mi
Good
Hartsdown Academy
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Saviour's Church of England Junior School
1.1 mi
Good
St Crispin's Infant School
1.1 mi
Inspected as St Crispin's Community Primary Infant School (URN 118411) on 14 Jan 2025

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

16 Royal Esplanade
-
£270k
-
16 Royal Esplanade
-
£270k
-
20 Royal Esplanade
-
£600k
-
Lucern Apartments, 21 - 22 Royal Esplanade
-
£370k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN