Crossways, Ready Token, Cirencester, GL7 5SX

UPRN:10013396346Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: D (64)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Crossways, Ready Token, Cirencester, GL7 5SX

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,439,000

£1.37M - £1.51MHigh

Estimate

£1.44M

Range

£1.37M – £1.51M

Rent Estimate (pcm)

£6,450

£6k - £7k

Monthly

£6,450

Yield

6.19%

Verdict

Derived from HomePortfolio scores

Crossways earns an INVESTIGATE rating with HP Score 59/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 33Bike 14

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£6,450/mo

Evidenced range £5,850-£7,000

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: £247/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,439,000

Rent Estimate (pcm)£6,450

Gross Yield6.19%

1y Growth-

3y Growth-2.5%

5y Growth+1.6%

10y Growth+3.4%

Last Sold Price£640,000 (2013-08-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL7 5SX

Approval Rate

-12mo

Development

low

24/01919/COMPLY
Compliance with conditions 2 (Sample materials) and 3 (sample walling panel) of consent 21/03387/LBC- Single storey extension to north elevation, replacement roof over existing modern extension on east elevation and internal alterations
Approved
23/02887/FUL
Erection of a single storey side extension
Approved
22/02384/FUL
Change of use of 2 no. holiday let cottages to single residential dwelling with erection of single-storey rear extension and detached garage
Approved

View Planning Timeline

Ownership

Corporate Ownership68.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-08-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,927

Population Density25 /km²

Owner Occupied62%

Age Distribution

0-15 13%16-64 60%65+ 27%

View Area Profile

Schools Nearby

Bibury Church of England Primary School
1.4 mi
Good
Ampney Crucis Church of England Primary School
2.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hatherop Castle School
3.0 mi
Inspected by ISI
Meysey Hampton Church of England Primary School
3.0 mi
Good

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Ready Token House
-
£5.50M
-
The Manor
-
£2.57M
-
Ashlyn
-
£430k
-
The Streetway Cottage
-
£425k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN