Flat 8, Taylor's Mill, Crossley Street, Ripley, DE5 3EE

UPRN:10013422150Flat/Maisonette2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band BEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 8, Taylor's Mill, Crossley Street, Ripley, DE5 3EE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£60,000

£57k - £63kHigh

Estimate

£60k

Range

£57k – £63k

Rent Estimate (pcm)

£300

£250 - £350

Monthly

£300

Yield

6.00%

Verdict

Derived from HomePortfolio scores

Flat 8 earns an INVESTIGATE rating with HP Score 62/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

80/ 100

Elevated

Walkability

85/ 100

Excellent

Transit & Bike

Transit 34Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£60,000

At the asking price

Monthly rent£300/mo

Evidenced range £250-£350

Interest rate5.4%

Loan to value75%

Cash required: £19,300
Net cash flow: £5/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£60,000

Rent Estimate (pcm)£300

Gross Yield6.00%

1y Growth+6.0%

3y Growth-2.0%

5y Growth+2.5%

10y Growth+3.8%

Last Sold Price£53,500 (2021-11-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DE5 3EE

Approval Rate

-12mo

Development

low

PDR/2026/0040
Application to determine if prior approval is required for a proposed single-storey extension which extends beyond the rear wall of the original dwellinghouse by: 4m with a maximum height of the enlarged part of the dwellinghouse 2.90m and a height of the eaves of the dwellinghouse: 2.10m.
Pending
AVA/2026/0667
Proposed change of use of ground floor from Class B1, offices to Class C3 Dwelling (may affect the setting/character of a Listed Building)
Pending
AVA/2026/0586
Demolition of existing conservatory, erection of a single-storey rear extension, widening of the existing vehicular access and driveway, and associated external alterations.
Approved

View Planning Timeline

Ownership

Corporate Ownership75.2%
Overseas OwnershipNo
Lease Term Remaining84 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-11-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,823

Population Density2,920 /km²

Owner Occupied59%

Age Distribution

0-15 20%16-64 66%65+ 14%

View Area Profile

Schools Nearby

Ripley Nursery School
0.3 mi
Good
Lons Infant School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ripley St John's Church of England Primary School and Nursery
0.4 mi
Good
Ripley Junior School
0.4 mi
Inspected as Ripley Junior School (URN 112611) on 20 Jun 2024

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

46 Crossley Street
-
£82k
-
23 Crossley Street
-
£112k
-
Taylors Mill Crossley Street
-
£375k
-
Taylors Mill Crossley Street
-
£375k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN