84 South Cliff Road, Kirton Lindsey, Gainsborough, DN21 4HU

UPRN:10013438611Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

84 South Cliff Road, Kirton Lindsey, Gainsborough, DN21 4HU

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£170,000

£161k - £178kHigh

Estimate

£170k

Range

£161k – £178k

Rent Estimate (pcm)

£1,050

£1k - £1k

Monthly

£1,050

Yield

7.41%

Verdict

Derived from HomePortfolio scores

84 South Cliff Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

64/ 100

Moderate

Transit & Bike

Transit 15Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £1,000-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £153/mo
Cash on cash: 3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.83 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£170,000

Rent Estimate (pcm)£1,050

Gross Yield7.41%

1y Growth-

3y Growth-2.1%

5y Growth+1.1%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DN21 4HU

Approval Rate

-12mo

Development

low

PA/2026/859
Planning permission to erect extension to side of dwelling
Pending
PA/2026/826
Planning permission to erect ground and first floor extensions with external alterations
Pending
PA/2026/743
Planning permission to install a pedestrian entrance and a separate vehicle entrance with a sliding gate
Pending

View Planning Timeline

Ownership

Corporate Ownership72.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,012

Population Density62 /km²

Owner Occupied69%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Kirton Lindsey Primary Academy
0.2 mi
Inspected as Kirton Lindsey Primary School (URN 117739) on 23 May 2023
Kirton Academy
0.4 mi
Inspected as Huntcliff School (URN 137832) on 26 Apr 2022
Willoughton Primary School
3.1 mi
Good
Waddingham Primary School
3.1 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN