Cremlyn, Holyhead Road, Gaerwen, LL60 6BP

UPRN:10013460941Semi-Detached HouseBeds -Built before 1900

FreeholdCouncil Tax: -EPC: E (48)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Cremlyn, Holyhead Road, Gaerwen, LL60 6BP

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£171,000

£162k - £180kHigh

Estimate

£171k

Range

£162k – £180k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

3.30%

Verdict

Derived from HomePortfolio scores

Cremlyn earns an INVESTIGATE rating with HP Score 77/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -16.9% (HIGH), sold-comps -5.2%, £/sqft -5.1%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10013460941· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.4%· as of 29 Oct 2026
Rental economics0/40
gross yield 3.3%; range width penalty ×0.84
- valuation_snapshotsrent estimate 550/mo (range 500-600)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -569/mo, -104% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 94 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.5/15
31 sales/12mo in area; valuation range width 11%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£150,000£230,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£199,950

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £62,785
Net cash flow: -£294/mo
Cash on cash: -5.6%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.82 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013460941Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.4%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 550/mo (range 500-600)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 550/mo (range 500-600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 94 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£171,000

Rent Estimate (pcm)£550

Gross Yield3.30%

1y Growth-

3y Growth+4.1%

5y Growth+3.6%

10y Growth+4.9%

Last Sold Price£140,000 (2021-09-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

-LL60 6BP

Approval Rate

-12mo

Development

LUE/2026/6
Cais am Dystysgrif Cyfreithlondeb o ddatblygiad presennol mewn perthynas â chychwyn gwaith materol ar ganiatâd cynllunio FPL/2019/124 (codi 5 annedd farchnad agored a 1 annedd fforddiadwy ynghyd a chreu mynedfeydd newydd i gerbydau a gwaith cysylltiedig) ar yr hen safle / Application for a Certificate of Lawfulness of existing development in relation to a material start having been made on planning permission reference FPL/2019/124 (erection of 5 open market dwellings and 1 affordable dwelling together with the creation of new vehicular accesses together with associated development) at the former
Pending
DIS/2026/13
Cais i ryddhau amod (16) (CEMP), (17) (CTMP), (18) (manylion cyfleusterau golchi olwynion) a (20) (manylion y golau allanol) o ganiatâd cynllunio VAR/2020/75 (Cais o dan Adran 73A i ddiwygio amodau (02), (03), (04), (05), (06), (07), a (08) o ganiatâd cynllunio rhif 33C304B/ECON) ar dir yn / Application to discharge condition (16) (CEMP), (17) (CTMP), (18) (details of wheel washing facilities) and (20) (external lighting details) of planning permission VAR/2020/75 (Application under Section 73A for the variation of conditions (02), (03), (04), (05), (06), (07), a (08) of planning permission reference 33C304B/ECON) on land at
Pending
FPL/2026/33
Cais llawn ar gyfer gosod paneli solar PV ar y ddaear, ynghyd ag offer cysylltiedig ar dir yn / Full application for the installation of ground mounted PV solar panels, together with associated equipment on land at
Pending

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