55 Ty'n Rhos Estate, Penysarn, LL69 9BZ

UPRN:10013462571Semi-Detached House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band CEPC: B (91)

Data freshness:Ownership· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£204,000

£194k - £214kHigh

Estimate

£204k

Range

£194k – £214k

Rent Estimate (pcm)

£700

£600 - £750

Monthly

£700

Yield

3.82%

Verdict

Derived from HomePortfolio scores

55 Ty'n Rhos Estate earns an INVESTIGATE rating with HP Score 84/100. Investment score 78/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

78/ 100

High

Crime Score

9/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -7.8% (HIGH), sold-comps -35.0%, £/sqft -35.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10013462571· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 18.1%· as of 30 Oct 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.77
- valuation_snapshotsrent estimate 700/mo (range 600-750)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -544/mo, -78% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 55 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity7.5/15
5 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£165,000£253,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£700/mo

Evidenced range £600-£750

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: -£258/mo
Cash on cash: -4.5%
Score at this price: 8

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013462571Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 18.1%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 700/mo (range 600-750)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 700/mo (range 600-750)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 55 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£204,000

Rent Estimate (pcm)£700

Gross Yield3.82%

1y Growth+2.8%

3y Growth+4.2%

5y Growth+6.0%

10y Growth+5.2%

Last Sold Price£126,000 (2018-02-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

-LL69 9BZ

Approval Rate

-12mo

Development

FPL/2026/45
Cais llawn i godi bloc stabl ar dir ger / Full application for the erection of a stable block on land near
Pending
LUE/2025/19
Cais am Dystysgrif Datblygiad Cyfreithlon ar gyfer defnydd presennol o'r tir fel safle tymhorol ar gyfer 40 carafanau teithiol a phebyll ers dros 10 mlynedd yn / Application for a Lawful Development Certificate for the existing use of the land as a seasonal site for 40 touring caravans and tents for over 10 years at
Pending
DAG/2025/1
Cais i bennu os oes angen caniatâd blaenorol ar gyfer codi sied amaethyddol ar gyfer cadw offer ar dir yn / Application to determine whether prior approval is required for the erection of an agricultural shed for storage of implements on land at
Approved

View Planning Timeline