Penllain Cottage, Mynydd Bodafon, Llannerch-y-Medd, LL71 8BL

UPRN:10013464893Bungalow Property3 bedsBuilt 1976-1982

FreeholdCouncil Tax: -EPC: D (58)

Data freshness:Listing· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Penllain Cottage, Mynydd Bodafon, Llannerch-y-Medd, LL71 8BL

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£597,000

£567k - £627kHigh

Estimate

£597k

Range

£567k – £627k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

3.00%

Verdict

Derived from HomePortfolio scores

Penllain Cottage earns an INVESTIGATE rating with HP Score 68/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10013464893· as of 12 Oct 2026
Rental economics0/40
gross yield 3.0%; range width penalty ×0.60
- valuation_snapshotsrent estimate 1500/mo (range 1250-1700)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,559/mo, -104% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 4 price cut(s), 306 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity11.4/15
16 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,250-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£987/mo
Cash on cash: -5.9%
Score at this price: 11

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.74 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013464893Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1500/mo (range 1250-1700)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1500/mo (range 1250-1700)
Seller motivation could not be scored
context, not scored: 4 price cut(s), 306 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
4 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£597,000

Rent Estimate (pcm)£1,500

Gross Yield3.00%

1y Growth-10.3%

3y Growth-3.1%

5y Growth-1.1%

10y Growth+2.6%

Last Sold Price£275,000 (2014-11-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

-LL71 8BL

Approval Rate

-12mo

Development

FPL/2026/2
Cais llawn ar gyfer dymchwel yr annedd bresennol ynghyd a chodi annedd newydd ynghyd a gwaith cysylltiedig yn / Full application for demolishing the existing dwelling together with the erection of a replacement dwelling and associated works at
Pending
SCR/2026/1
Barn sgrinio ar gyfer dymchwel yr annedd bresennol ynghyd a chodi annedd newydd yn / Screening opinion for demolishing the existing dwelling together with the erection of a replacement dwelling at
Approved
HHP/2024/193
Cais llawn ar gyfer addasu ag ehangu yn / Full application for alterations and extensions at
Pending

View Planning Timeline