Bay View, Red Wharf Bay, Pentraeth, LL75 8PX

UPRN:10013467063Detached HouseBeds -Built before 1900

FreeholdCouncil Tax: Band EEPC: E (41)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Bay View, Red Wharf Bay, Pentraeth, LL75 8PX

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£520,000

£468k - £572kMedium

Estimate

£520k

Range

£468k – £572k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

0.86%

Verdict

Derived from HomePortfolio scores

Bay View earns an INVESTIGATE rating with HP Score 75/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -236.5% (MEDIUM), sold-comps -309.8%, £/sqft -309.8%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10013467063· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.7%· as of 31 Oct 2026
Rental economics0/40
gross yield 0.9%; range width penalty ×0.56
- valuation_snapshotsrent estimate 1250/mo (range 1050-1450)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -6,594/mo, -528% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 91 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity8.9/15
14 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,312,500£1,969,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,750,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,050-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £650,050
Net cash flow: -£5,041/mo
Cash on cash: -9.3%
Score at this price: 8

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013467063Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.7%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 1250/mo (range 1050-1450)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1250/mo (range 1050-1450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 91 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£520,000

Rent Estimate (pcm)£1,250

Gross Yield0.86%

1y Growth-

3y Growth-3.5%

5y Growth-3.4%

10y Growth+1.8%

Last Sold Price£400,000 (2020-12-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

-LL75 8PX

Approval Rate

-12mo

Development

HHP/2026/48
Cais llawn ar gyfer addasu ac ehangu yn / Full application for alterations and extensions at
Pending
SCR/2024/61
Barn sgrinio ar gyfer newid defnydd Safle Ardystiedig ar gyfer 10 pabell a 5 cartref modur i fod yn un ar gyfer 5 pabell a 10 cartref modur, cadw llwybr mewnol a chadw defnydd o doiled/cyfleusterau ymolchi ar dir yn/ Screening opinion for the change of use of a 10 tent and 5 motorhome pitches Certified Site to 5 tent and 10 motorhome pitches, retention of internal track and retention of use of toilet/washing facilities on land at
Approved
FPL/2024/243
Cais llawn ar gyfer newid defnydd Safle Ardystiedig ar gyfer 10 pabell a 5 cartref modur i fod yn un ar gyfer 5 pabell a 10 cartref modur, cadw llwybr mewnol a chadw defnydd o doiled/cyfleusterau ymolchi ar dir yn/ Full application for the change of use of a 10 tent and 5 motorhome pitches Certified Site to 5 tent and 10 motorhome pitches, retention of internal track and retention of use of toilet/washing facilities on land at
Approved

View Planning Timeline