Studio Cottage, Broadcommon Road, Hurst, Reading, RG10 0RD

UPRN:10013472889Bungalow Property3 bedsBuilt 1996-2002

FreeholdCouncil Tax: -EPC: D (60)

Data freshness:Listing· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Studio Cottage, Broadcommon Road, Hurst, Reading, RG10 0RD

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£572,000

£544k - £601kHigh

Estimate

£572k

Range

£544k – £601k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.00%

Verdict

Derived from HomePortfolio scores

Studio Cottage earns an INVESTIGATE rating with HP Score 59/100. Investment score 44/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

44/ 100

Mixed

Crime Score

16/ 100

Moderate

Walkability

8/ 100

Low

Transit & Bike

Transit 34Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,550-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: -£560/mo
Cash on cash: -3.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£572,000

Rent Estimate (pcm)£1,750

Gross Yield4.00%

1y Growth-

3y Growth+1.2%

5y Growth+1.3%

10y Growth+1.9%

Last Sold Price£835,000 (2019-12-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1RG10 0RD

Approval Rate

-12mo

Development

low

262461
Application for a certificate of lawfulness for the proposed erection of a detached outbuilding.
Pending
262095
Application for submission of details pursuant to the mandatory Biodiversity Gain Plan for planning permission 243193 dated 11.04.2025
Pending
261953
Householder application for the proposed erection of two-storey side and single-storey front extensions including a porch, following the demolition of 2no. outbuildings.
Approved

View Planning Timeline