Elsmor, 41 Usk Road, Pontypool, NP4 8AL

UPRN:10013475827Detached Bungalow2 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: D (62)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£291,000

£277k - £306kHigh

Estimate

£291k

Range

£277k – £306k

Rent Estimate (pcm)

£1,000

£900 - £1k

Monthly

£1,000

Yield

3.64%

Verdict

Derived from HomePortfolio scores

Elsmor earns an INVESTIGATE rating with HP Score 84/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

76/ 100

High

Crime Score

18/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£330,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £900-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £106,800
Net cash flow: -£421/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£291,000

Rent Estimate (pcm)£1,000

Gross Yield3.64%

1y Growth-

3y Growth+5.0%

5y Growth+3.2%

10y Growth+4.0%

Last Sold Price£230,000 (2022-01-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0NP4 8AL

Approval Rate

-12mo

Development

low

26/P/0449/VAR
Variation of condition 2 (Approved Plans) relating to planning aplication 25/P/0749/FUL full planning application for the construction of an Office Centre (B1 Use) and associated works
Conditions
26/P/0444/HH
Single storey rear/side wrap around extension
Pending
26/P/0444/CEA
Single storey rear/side wrap around extension
Pending

View Planning Timeline