Flat 515, 22 Amelia Street, London, SE17 3BZ

UPRN:10013531330Flat/Maisonette2 bedsBuilt 2007-2011

Tenure: -Council Tax: Band EEPC: B (83)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Flat 515, 22 Amelia Street, London, SE17 3BZ

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£574,000

£516k - £631kMedium

Estimate

£574k

Range

£516k – £631k

Rent Estimate (pcm)

£3,350

£3k - £4k

Monthly

£3,350

Yield

10.05%

Verdict

Derived from HomePortfolio scores

Flat 515 earns an INVESTIGATE rating with HP Score 77/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

74/ 100

High

Crime Score

56/ 100

Elevated

Walkability

98/ 100

Excellent

Transit & Bike

Transit 100Bike 85

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 30% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +30.3% (MEDIUM), sold-comps +34.9%, £/sqft +34.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10013531330· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.3%· as of 7 Nov 2026
Rental economics38.4/40
gross yield 10.1%; range width penalty ×0.96; the estimate this rent rides on sits 30% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 3350/mo (range 3150-3550)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 30% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin19.2/30
stressed cash flow +645/mo, +19% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 417 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.8/15
158 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £340,000

£300,000£460,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£3,350/mo

Evidenced range £3,150-£3,550

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: £969/mo
Cash on cash: 8.9%
Score at this price: 73

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013531330Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 11.3%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 3350/mo (range 3150-3550)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 30% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3350/mo (range 3150-3550)
Rental economics needs verification before you rely on it
sale estimate 30% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £340,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£574,000

Rent Estimate (pcm)£3,350

Gross Yield10.05%

1y Growth-1.8%

3y Growth-2.1%

5y Growth-1.7%

10y Growth+0.9%

Last Sold Price£332,500 (2010-10-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0SE17 3BZ

Approval Rate

-12mo

Development

low

26/AP/3280
Details of Condition 15 'Kitchen Extract' as required by planning permission 24/AP/2385 (as amended by 25/AP/1970 and 26/AP/2404), which gave consent for: "Variation of Condition 1 (Approved Plans) for planning permission ref no. 23/AP/1991 [...] The amendments sought by this application are: - Façade alterations - Alteration to accessible room sizes - Alterations to position of room sizes and layouts - Alterations to the plan across all levels - Alterations to the roof with relocation of biodiverse roof and provision of railings above the mezzanine for safe maintenance".
Pending
26/AP/3269
Certificate of Lawful Development (Proposed) for a single-storey rear extension
Pending
26/AP/3253
Non-material amendment of planning permission 22/AP/1068 (Redevelopment of site to provide a 24 storey building plus basement consisting of purpose-built student accommodation (Sui Generis), and commercial uses (Use Class E) at ground floor, and the development of the associated railway arches to provide commercial space (Use Class E), plant, refuse and cycle storage, and associated access and public realm works.) NMA: Amendments to Conditions 1, 2, 12 and 28
Pending

View Planning Timeline