Eglwys Cross Cottage, Hanmer Road, Eglwys Cross, Whitchurch, SY13 2JR

UPRN:10013542415Detached House5 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Eglwys Cross Cottage, Hanmer Road, Eglwys Cross, Whitchurch, SY13 2JR

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

13 of 21 sources

Sale Estimate

£560,000

£448k - £672kLow

Estimate

£560k

Range

£448k – £672k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

5.60%

Verdict

Derived from HomePortfolio scores

Eglwys Cross Cottage earns an INVESTIGATE rating with HP Score 75/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£65/mo
Cash on cash: -0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£560,000

Rent Estimate (pcm)£2,100

Gross Yield5.60%

1y Growth-

3y Growth+1.3%

5y Growth+0.7%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SY13 2JR

Approval Rate

-12mo

Development

low

P/2026/0311
SINGLE STOREY REAR EXTENSION
Approved
P/2025/0907
CONVERSION OF BARNS TO 2 NO DWELLINGS AND ALL ASSOCIATED WORKS INCLUDING DEMOLITION OF AGRICULTURAL BUILDINGS, INSTALLATION OF PACKAGE TREATMENT PLANT AND UPGRADING OF EXISTING ACCESS
Approved
P/2025/0921
LISTED BUILDING CONSENT FOR CONVERSION OF BARNS TO 2 NO DWELLINGS AND ALL ASSOCIATED WORKS INCLUDING DEMOLITION OF AGRICULTURAL BUILDINGS, INSTALLATION OF PACKAGE TREATMENT PLANT AND UPGRADING OF EXISTING ACCESS
Approved

View Planning Timeline