Stamps Cottage, Stamps Lane, Illogan Highway, Redruth, TR15 3JY

UPRN:10013626624Semi-Detached House3 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band BEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Stamps Cottage, Stamps Lane, Illogan Highway, Redruth, TR15 3JY

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£249,000

£237k - £262kHigh

Estimate

£249k

Range

£237k – £262k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

6.30%

Verdict

Derived from HomePortfolio scores

Stamps Cottage earns an INVESTIGATE rating with HP Score 60/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

34/ 100

Mixed

Transit & Bike

Transit 16Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£200,000-£265,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £52/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£249,000

Rent Estimate (pcm)£1,050

Gross Yield6.30%

1y Growth-

3y Growth+1.4%

5y Growth+3.8%

10y Growth+3.7%

Last Sold Price£157,000 (2011-03-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TR15 3JY

Approval Rate

100%12mo

Development

low

PA26/01095/PREAPP
Pre-application advice for the erection and commissioning of 1 No 50kw blast freezer (short) unit with PIR link and associated groundworks as shown on drawings.
Pending
PA26/06608
Prior approval for the proposed installation of a 355kw solar PV roof mounted system at Morrisons, Pool, Redruth.
Pending
PA26/06305
Residential development of two dwellings, consisting of 1 no, 2 bedroom bungalow, and 1 no 3 bedroom bungalow with associated parking and amenity space
Pending

View Planning Timeline

Ownership

Corporate Ownership70%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-03-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density-

Owner Occupied74%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Treloweth Community Primary School
0.1 mi
Inspected as Treloweth Community Primary School (URN 111853) on 30 Jan 2013
Pool Academy
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Redruth School
0.8 mi
-
Cornwall Neighbourhoods for Change
1.3 mi
-

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hillcrest House Stamps Lane
-
£325k
-
Navarac House Stamps Lane
-
£205k
-
2 Stamps Lane
-
£195k
-
Jenlee Stamps Lane
-
£190k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN