Apartment 6, The Three Horse Shoes, Bridge Street, Boroughbridge, York, YO51 9LF

UPRN:10013653369Flat/Maisonette1 bedsBuilt 2003-2006

LeaseholdCouncil Tax: -EPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 6, The Three Horse Shoes, Bridge Street, Boroughbridge, York, YO51 9LF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£101,000

£81k - £121kLow

Estimate

£101k

Range

£81k – £121k

Rent Estimate (pcm)

£450

£400 - £450

Monthly

£450

Yield

9.82%

Verdict

Derived from HomePortfolio scores

Apartment 6 earns an INVESTIGATE rating with HP Score 72/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

69/ 100

Moderate

Transit & Bike

Transit 18Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics37.7/40
gross yield 9.8%; range width penalty ×0.98; the estimate this rent rides on sits 46% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 450/mo (range 400-450)· as of 10 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 46% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -116/mo, -26% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 6 Nov 2026· verify before relying on this
Risk & liquidity9.3/15
125 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£55,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £17,800
Net cash flow: £126/mo
Cash on cash: 8.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 450/mo (range 400-450)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 46% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 6 Nov 2026 · verify before relying on this
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 450/mo (range 400-450)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£101,000

Rent Estimate (pcm)£450

Gross Yield9.82%

1y Growth-

3y Growth-0.2%

5y Growth-1.8%

10y Growth+0.6%

Last Sold Price£52,950 (2007-10-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1YO51 9LF

Approval Rate

-12mo

Development

low

26/06431/TCON
Crown Reduction (by 1M) of 1 no Yew (T1) within Boroughbridge Conservation Area.
Pending
26/06464/TCON
Fell 1 no Horse Chestnut (T1) within Boroughbridge Conservation Area.
Pending
26/06336/FUL
Single storey rear extension following demolition of existing conservatory and single storey rear projection.
Pending

View Planning Timeline

Ownership

Corporate Ownership83%
Overseas OwnershipNo
Lease Term Remaining102 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-10-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied68%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Boroughbridge Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Boroughbridge High School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kirby Hill Church of England (VC) Primary School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Roecliffe CofE Primary School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

6 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Tap On The Tutt Bridge Street
-
£805k
-
Three Horseshoes Bridge Street
-
£320k
-
Three Horse Shoes Bridge Street
-
£40k
-
Three Horse Shoes Bridge Street
-
£54k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN