5 The Courtyard, Hill Street, Walsall, WS1 2EW

UPRN:10013660475Mid Terrace House5 bedsBuilt -

LeaseholdCouncil Tax: Band CEPC: B (83)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

5 The Courtyard, Hill Street, Walsall, WS1 2EW

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£345,000

£328k - £362kHigh

Estimate

£345k

Range

£328k – £362k

Rent Estimate (pcm)

£2,350

£2k - £2k

Monthly

£2,350

Yield

8.29%

Verdict

Derived from HomePortfolio scores

5 The Courtyard earns an INVESTIGATE rating with HP Score 70/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

75/ 100

High

Crime Score

67/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 2Bike 61

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 4 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +1.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10013660475· as of 13 Oct 2026
Rental economics26/40
gross yield 8.3%; range width penalty ×0.99
- valuation_snapshotsrent estimate 2350/mo (range 2200-2450)· as of 13 Oct 2026· verify before relying on this
Stress margin6.1/30
stressed cash flow +143/mo, +6% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); passes the stress
- listing_factsservice charge / ground rent from the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
152 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £280,500

£255,000£391,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£2,350/mo

Evidenced range £2,200-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: £479/mo
Cash on cash: 5.2%
Score at this price: 47

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.05 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013660475Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2350/mo (range 2200-2450)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2350/mo (range 2200-2450)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 53 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £280,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£345,000

Rent Estimate (pcm)£2,350

Gross Yield8.29%

1y Growth-

3y Growth+2.5%

5y Growth+4.2%

10y Growth+2.9%

Last Sold Price£249,120 (2007-06-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WS1 2EW

Approval Rate

-12mo

Development

low

26/1234
Prior approval for the installation of solar PV Roof Mounted System.
Pending
26/1131
Advertisement consent for 1no. non-illuminated fascia sign measuring 0.5m (H) by 1.2m (W).
Pending
26/1201
Prior approval for a larger home extension for a single storey rear extension. Measuring 6.0 metres deep from the original rear elevation, 4.0 metres total height and 2.5 metres high at the eaves measured externally from the natural ground level.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.7%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-06-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,112

Population Density7,116 /km²

Owner Occupied28%

Age Distribution

0-15 25%16-64 64%65+ 11%

View Area Profile

Schools Nearby

Blue Coat Church of England Academy
0.1 mi
Good
Walsall Studio School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Blue Coat Church of England Aided Junior School
0.2 mi
-
Blue Coat Church of England Aided Infant School
0.2 mi
Good

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Courtyard Hill Street
-
£195k
-
The Courtyard Hill Street
-
£195k
-
The Courtyard Hill Street
-
£193k
-
The Courtyard Hill Street
-
£249k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN