28 Finery Road, Wednesbury, WS10 7TF

UPRN:10013666889Semi-Detached House2 bedsBuilt 2012 onwards

FreeholdCouncil Tax: Band BEPC: C (78)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£245,000

£233k - £257kHigh

Estimate

£245k

Range

£233k – £257k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

9.00%

Verdict

Derived from HomePortfolio scores

28 Finery Road earns an INVESTIGATE rating with HP Score 63/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

47/ 100

Elevated

Walkability

44/ 100

Mixed

Transit & Bike

Transit 59Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 18% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +18.4% (HIGH), sold-comps +28.6%, £/sqft +28.5%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10013666889· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 2.6%· as of 9 Nov 2026
Rental economics32/40
gross yield 9.0%; range width penalty ×1.00; the estimate this rent rides on sits 18% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1500/mo (range 1450-1600)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin8.6/30
stressed cash flow +129/mo, +9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 82 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.7/15
264 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £150,000

£150,000£230,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,450-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £363/mo
Cash on cash: 6.9%
Score at this price: 58

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.22 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013666889Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 2.6%Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1500/mo (range 1450-1600)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1500/mo (range 1450-1600)
Rental economics needs verification before you rely on it
sale estimate 18% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £150,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£245,000

Rent Estimate (pcm)£1,500

Gross Yield9.00%

1y Growth+23.8%

3y Growth+6.1%

5y Growth+5.5%

10y Growth+6.8%

Last Sold Price£193,000 (2024-09-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WS10 7TF

Approval Rate

-12mo

Development

low

PD/26/03367
Proposed single storey rear extension: measuring 4.60m L x 3.62m H (2.47m to eaves)
Pending
26/1011
Change of use of the former public house and associated upper-floor accommodation (Sui Generis) to an eight-bedroom house in multiple occupation (Sui Generis) for a maximum of eight occupants, together with associated refuse/recycling and secure cycle-storage provision.
Pending
26/1013
Advertisement consent for 2no. internally illuminated fascia sign measuring 2.45m (H) by 8.7m (W), 2no. internally illuminated fascia sign measuring 1.9m (H) by 1.9 (W), 1no. vinyl sign measuring 2.88m (H) by 15.95m (W), 1no. ACM sign measuring 0.41m (H) by 2.32m (W), 1no. ACM panel measuring 0.54m (H) by 0.42m (W), 1no. ACM measuring 0.3m (H) by 0.3m (W), 1no. ACM sign measuring 0.425m (H) by 0.6m (W), 1no. vinyl sign measuring 1.7m (H) by 8.7m (W), 1no. vinyl sign measuring 0.71m (H) by 2.22m (W), 1no. vinyl sign measuring 2.88m (H) by 2.9m (W), 1no. vinyl sign measuring 1.8m (H) by 3.6m (W), 1no. acrylic sign measuring 0.3m (H) by 1.2m (W), 1no. aluminium and acrylic sign measuring 1.02m (H) by 1.99m (W), 1no. ACM sign measuring 1m (H) by 1.97m (W), 1no aluminium sign measuring 1.1m (H) by 1.39m (W), 1no. aluminium sign measuring 0.6m (H) by 1.2m (W), 1no. digitally printed laminate sign measuring 645m (H) by 645m (W), 1no. vinyl sign measuring 1.87m (H) by 1.45m (W).
Pending

View Planning Timeline

Ownership

Corporate Ownership67.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-09-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,112

Population Density-

Owner Occupied46%

Age Distribution

0-15 28%16-64 62%65+ 10%

View Area Profile

Schools Nearby

Rowley View Nursery School
0.2 mi
Outstanding
Pinfold Street Primary School
0.4 mi
Good
Kings Hill Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Old Park Primary School
0.4 mi
Outstanding

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Finery Road
-
£305k
-
29 Finery Road
-
£242k
-
22 Finery Road
-
£218k
-
28 Finery Road
-
£193k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN