Mertyn Abbott Farm, Whitford, Holywell, CH8 9ER

UPRN:10013704293Detached House4 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Mertyn Abbott Farm, Whitford, Holywell, CH8 9ER

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£432,000

£345k - £518kLow

Estimate

£432k

Range

£345k – £518k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

20.42%

Verdict

Derived from HomePortfolio scores

Mertyn Abbott Farm earns an INVESTIGATE rating with HP Score 80/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 78% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£94,024

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,450-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £29,507
Net cash flow: £790/mo
Cash on cash: 32.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 5.04 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£432,000

Rent Estimate (pcm)£1,600

Gross Yield20.42%

1y Growth-

3y Growth+2.1%

5y Growth+1.7%

10y Growth+2.6%

Last Sold Price£495,000 (2017-12-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CH8 9ER

Approval Rate

-12mo

Development

low

FUL/000675/26
Proposed siting of 3 static holiday caravans in lieu of 6 shepherds huts on area granted consent under FUL/000331/25 dated 21.10.2025
Approved
FUL/000669/26
Temporary siting of a static caravan
Approved
FUL/000655/26
Erection of a replacement dwelling and detached garage, alterations to existing vehicular access and installation of solar panels and air source heat pump.
Approved

View Planning Timeline