5 Monksfield, Billingham, TS23 1FD

UPRN:10013721256Terrace Property4 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band DEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£220,000

£198k - £242kMedium

Estimate

£220k

Range

£198k – £242k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

7.57%

Verdict

Derived from HomePortfolio scores

5 Monksfield earns an INVESTIGATE rating with HP Score 81/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

76/ 100

High

Crime Score

14/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 24Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,400-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £228/mo
Cash on cash: 3.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.87 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£220,000

Rent Estimate (pcm)£1,450

Gross Yield7.57%

1y Growth-20.6%

3y Growth+2.3%

5y Growth+2.6%

10y Growth+2.9%

Last Sold Price£147,500 (2020-04-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TS23 1FD

Approval Rate

-12mo

Development

low

26/1837/DCH
Information to discharge condition no5 (Nitrate Mitigation) of planning approval 26/0579/COU - Change of use of the first floor for the creation of 3no apartments (C3).
Pending
26/1621/RET
Part retrospective application for the erection of a first floor rear extension and creation of a second floor, including alterations to the roof edge and gable edge (Installation of 3No. roof lights to front and hot tub with associated decking to rear garden)
Pending
26/1078/X
Application to crown reduce by 1.5m to 1no Sycamore tree (T1) and 2no Poplar trees (T2 and T3) and fell 1no Cherry tree (T4) of Tree Preservation Order 72 (00.8.5.85)
Conditions

View Planning Timeline

Ownership

Corporate Ownership67.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-04-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density1,005 /km²

Owner Occupied74%

Age Distribution

0-15 20%16-64 62%65+ 18%

View Area Profile

Schools Nearby

Billingham South Community Primary School
0.1 mi
OutstandingImproving
St John the Evangelist Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Pentland Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
King Edwin School
0.8 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Monksfield
-
£212k
-
15 Monksfield
-
£267k
-
15 Monksfield
-
£269k
-
8 Monksfield
-
£172k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN