47 Cottingham Drive, Pontprennau, Cardiff, CF23 8QG

UPRN:10013746285Detached House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band GEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

47 Cottingham Drive, Pontprennau, Cardiff, CF23 8QG

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£475,000

£451k - £499kHigh

Estimate

£475k

Range

£451k – £499k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.67%

Verdict

Derived from HomePortfolio scores

47 Cottingham Drive earns an INVESTIGATE rating with HP Score 85/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

70/ 100

High

Crime Score

11/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,550-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£307/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£475,000

Rent Estimate (pcm)£1,750

Gross Yield4.67%

1y Growth+9.9%

3y Growth-0.9%

5y Growth+0.4%

10y Growth+2.4%

Last Sold Price£320,000 (2018-02-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF23 8QG

Approval Rate

-12mo

Development

low

26/02097/HSE
Proposed side single and double storey extension, including a small rear single storey extension attached.
Pending
26/01878/FUL
Proposed conversion and extensions of existing annex to form a dwelling house & erection of a detached bungalow
Pending
26/01497/HSE
Conversion of Garage and ground floor link extension to provide one bedroom Annex
Approved

View Planning Timeline