16A High Street, Otford, Sevenoaks, TN14 5PQ

UPRN:10013770137Flat/Maisonette2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band CEPC: C (73)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

16A High Street, Otford, Sevenoaks, TN14 5PQ

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£413,000

£372k - £454kMedium

Estimate

£413k

Range

£372k – £454k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

7.86%

Verdict

Derived from HomePortfolio scores

16A High Street earns an INVESTIGATE rating with HP Score 76/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

47/ 100

Mixed

Transit & Bike

Transit 13Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£290,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £92,800
Net cash flow: £337/mo
Cash on cash: 4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.94 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£413,000

Rent Estimate (pcm)£1,900

Gross Yield7.86%

1y Growth+44.7%

3y Growth+10.5%

5y Growth+4.3%

10y Growth+4.3%

Last Sold Price£328,750 (2017-01-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TN14 5PQ

Approval Rate

100%12mo

Development

low

26/02668/FUL
Erection of 1 x 4 bed dwelling house with associated access, parking and landscaping
Pending
26/02655/HOUSE
Demolition of the existing detached garage. Part-one, part-two storey side extension with green roof. Associated internal and external alterations, including alterations to front and rear porches and to fenestration.
Pending
26/02578/HOUSE
Additional windows to side elevation at first and second floor levels.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.6%
Overseas OwnershipNo
Lease Term Remaining81 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-01-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,969

Population Density91 /km²

Owner Occupied70%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Otford Primary School
0.1 mi
Good
Russell House School
0.2 mi
Inspected by ISI
St Michael's Prep School
1.0 mi
Inspected by ISI
Shoreham Village School
1.4 mi
Inspected as Shoreham Village School (URN 118284) on 26 Mar 2019

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

54 High Street
-
£573k
-
58 High Street
-
£832k
-
24 High Street
-
£575k
-
26 High Street
-
£550k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN