18 Kensington Grove, Torksey Lock, Lincoln, LN1 2GD

UPRN:10013817048Detached Property2 bedsBuilt -

Tenure: -Council Tax: Band AEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

18 Kensington Grove, Torksey Lock, Lincoln, LN1 2GD

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£169,000

£153k - £186kMedium

Estimate

£169k

Range

£153k – £186k

Rent Estimate (pcm)

£700

£650 - £800

Monthly

£700

Yield

5.19%

Verdict

Derived from HomePortfolio scores

18 Kensington Grove earns an INVESTIGATE rating with HP Score 58/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

14/ 100

Low

Transit & Bike

Transit 6Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£162,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£800

Interest rate5.4%

Loan to value75%

Cash required: £50,640
Net cash flow: -£62/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£169,000

Rent Estimate (pcm)£700

Gross Yield5.19%

1y Growth-

3y Growth-1.7%

5y Growth-0.6%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LN1 2GD

Approval Rate

-12mo

Development

low

151157
Local Authority Consultation - Proposed Development of Below Ground Cable Route Connecting a Battery Energy Storage System (BESS) Consented under Planning Permission 24/01470/FUL (Western Cable Route)
Approved
151158
Local Authority Consultation - Proposed Development of Below Ground Cable Route Connecting a Battery Energy Storage System (BESS) Consented under Planning Permission 24/01470/FUL (Eastern Cable Route)
Approved
151083
The Electronic Communications Code (Conditions and restrictions) Regulations 2003 (as amended) – Regulation 5 Notice of Intention to Install Fixed Line Broadband Apparatus. Installation of subtended Headend Sidepod onto existing BT cabinet.
Approved

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,741

Population Density61 /km²

Owner Occupied81%

Age Distribution

0-15 14%16-64 57%65+ 29%

View Area Profile

Schools Nearby

Newton-on-Trent CofE Primary School
2.2 mi
Good
The Marton Academy
2.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Dunham-on-Trent CofE Primary School
3.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Rampton Primary School
3.1 mi
Report card2026
Ofsted no longer awards a single overall grade.

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN