23 Jubilee Close, Cherry Willingham, Lincoln, LN3 4LD

UPRN:10013818064Detached House2 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band CEPC: B (86)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

23 Jubilee Close, Cherry Willingham, Lincoln, LN3 4LD

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£295,000

£266k - £325kMedium

Estimate

£295k

Range

£266k – £325k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

4.71%

Verdict

Derived from HomePortfolio scores

23 Jubilee Close earns an INVESTIGATE rating with HP Score 65/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (3/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

3/ 100

Low

Transit & Bike

Transit 12Bike 54

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£280,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £89,300
Net cash flow: -£183/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£295,000

Rent Estimate (pcm)£1,100

Gross Yield4.71%

1y Growth-

3y Growth-0.2%

5y Growth+2.0%

10y Growth+3.6%

Last Sold Price£159,950 (2012-03-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LN3 4LD

Approval Rate

-12mo

Development

low

151479
Planning application for single storey side extension.
Pending
151468
Planning application for part change of use from residential to day nursery class D1 being variation of condition 4(increase maximum number of children) of planning permission 137289 granted 25 May 2018 being variation of condition 4 (increase maximum number of children) of planning permission WL/2025/00208 granted 30 April 2025.
Pending
151339
T1 Whitebeam - Fell. T2 Field Maple - Reduce height by 2.2m and reduce North Western (House facing) quadrant by 2.2m. T3 Field Maple - Reduce height by 2.5m and reduce North Western (House facing) quadrant by 2.2m. T4 Field Maple - Reduce height by 2.2m and reduce North Western (House facing) quadrant by 2.2m. T5 Field Maple - Reduce height by 3m and reduce East, South and West quadrants by 3m. No surface wounds exceed 50mm. Within G12 of Tree Preservation Order Reepham No1 2006.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-03-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,741

Population Density-

Owner Occupied69%

Age Distribution

0-15 18%16-64 51%65+ 31%

View Area Profile

Schools Nearby

The Priory Pembroke Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Cherry Willingham Primary Academy
0.5 mi
Good
Reepham Church of England Primary School
0.7 mi
Good
Fiskerton Church of England Primary School
1.4 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

82 Jubilee Close
-
£283k
-
32 Jubilee Close
-
£224k
-
64 Jubilee Close
-
£190k
-
53 Jubilee Close
-
£253k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN