Middle Bank Top Farm, Bank Top, Burnley Road East, Lumb, Rossendale, BB4 9NF
UPRN:10013836157Detached HouseBeds -Built before 1900
FreeholdCouncil Tax: -EPC: E (40)
Data freshness:Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T08:02:39.469326+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-09-06T06:39:08.110952+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
63
/ 100
Mixed
Verdict
3 days ago
- Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
17 of 21 sourcesSale Estimate
£2,008,000
£1.61M - £2.41MLow
Estimate
£2.01M
Range
£1.61M – £2.41M
Rent Estimate (pcm)
£9,850
£9k - £11k
Monthly
£9,850
Yield
5.89%
Verdict
Derived from HomePortfolio scores
Middle Bank Top Farm earns an INVESTIGATE rating with HP Score 63/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (12/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
63
HP Score
63/ 100
Mixed
57
Investment Score
57/ 100
Moderate
16
Crime Score
16/ 100
Moderate
12
Walkability
12/ 100
Low
Transit & Bike
Transit 6Bike 6
Walk Score, out of 100
Valuation & Market
Sale Estimate£2,008,000
Rent Estimate (pcm)£9,850
Gross Yield5.89%
1y Growth-
3y Growth+1.1%
5y Growth+2.4%
10y Growth+3.9%
Last Sold Price-
Risk Overview
- Flood RiskUnknown
- SubsidenceModerate
- RadonLow
- MiningModerate
- LandslideSignificant
- Air QualityLow
- NoiseBelow 40 dB
Planning Activity
Recent Apps
1BB4 9NF
Approval Rate
100%12mo
Development
low
- Approved2026/0245Construction of a suite of Natural Flood Management (NFM) interventions, designed to reduce flood risk to communities downstream by slowing the flow and attenuating water in the upper catchment before it reaches locations where properties are at risk of flooding.
- Conditions2026/0233Removal of existing porch, conservatory, detached garage and deck, and erection of a new side/rear extension, front canopy and decking area.
- Approved2025/0252Discharge of Condition 4 (Land Contamination) pursuant to application 2024/0443.
Ownership
- Corporate Ownership62.9%
- Overseas OwnershipNo
- Lease Term Remaining-
- CovenantsRestrictive
- Lease TypeFreehold
- Last Ownership Change-
- SourceLand Registry
Connectivity
Broadband (Standard)
20 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-
Area Profile
Median EarningsLocal authority£30,487
Population Density107 /km²
Owner Occupied78%
Age Distribution
0-15 16%16-64 65%65+ 19%
Schools Nearby
- Water Primary School0.5 miGoodConcerns
- Crawshawbooth Primary School1.4 miGood
- St Anne's Church of England Primary School1.4 miGood
- Alder Grange School1.6 miReport card2026
Ofsted no longer awards a single overall grade.
4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.
Comparables
- Bank Top Gables Bank Top-£629k-
- Bank Top Farm Bank Top-£475k-
- Bank Top Farm Bank Top-£397k-
- Far Bank Top Farm Bank Top-£500k-