1 St Saviours Court, Bacup, OL13 0BZ

UPRN:10013836787Semi-Detached Bungalow2 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band AEPC: C (72)

Data freshness:Price Paid· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£142,000

£135k - £149kHigh

Estimate

£142k

Range

£135k – £149k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

11.00%

Verdict

Derived from HomePortfolio scores

1 St Saviours Court earns an INVESTIGATE rating with HP Score 75/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

52/ 100

Moderate

Transit & Bike

Transit 14Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,050-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: £357/mo
Cash on cash: 11.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£142,000

Rent Estimate (pcm)£1,100

Gross Yield11.00%

1y Growth-

3y Growth+5.9%

5y Growth+3.9%

10y Growth+5.0%

Last Sold Price£62,500 (2003-11-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

-OL13 0BZ

Approval Rate

-12mo

Development

2026/0399
Householder : Two-storey side extension and associated parking
Pending
2026/0381
Erection of 3 no. detached dwellings with associated car parking and garden spaces.
Pending
2026/0356
Approval of details reserved by condition 23 (details of mobility impaired car parking spaces), pursuant to planning permission ref. 2025/0438
Approved

View Planning Timeline

Ownership

Corporate Ownership54.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2003-11-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,487

Population Density-

Owner Occupied79%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Bacup St Saviour's Community Primary School
0.4 mi
Good
St Joseph's Roman Catholic Primary School, Stacksteads, Bacup
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bacup Holy Trinity Stacksteads Church of England Primary School
0.6 mi
Good
St Mary's Roman Catholic Primary School, a Voluntary Academy
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 St Saviours Court
-
£105k
-
7 St Saviours Court
-
£155k
-
7 St Saviours Court
-
£80k
-
6 St Saviours Court
-
£85k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN