31 St Andrews Close, Sutcombe, Holsworthy, EX22 7PL

UPRN:10013838098Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band EEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

31 St Andrews Close, Sutcombe, Holsworthy, EX22 7PL

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£393,000

£374k - £413kHigh

Estimate

£393k

Range

£374k – £413k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

3.80%

Verdict

Derived from HomePortfolio scores

31 St Andrews Close earns an INVESTIGATE rating with HP Score 53/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (10/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

10/ 100

Low

Transit & Bike

Transit 18Bike 7

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£395,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,100-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £129,550
Net cash flow: -£468/mo
Cash on cash: -4.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.94 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£393,000

Rent Estimate (pcm)£1,250

Gross Yield3.80%

1y Growth-42.4%

3y Growth-5.1%

5y Growth-1.1%

10y Growth+3.0%

Last Sold Price£267,500 (2014-05-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EX22 7PL

Approval Rate

-12mo

Development

low

1/0030/2026/NMAT
Non-material amendment to planning approval 1/0427/2025/FULM
Pending
1/0282/2026/FUL
Conversion of primary school into 1no. dwelling
Approved
1/0022/2026/FUL
Installation of a new wood effect uPVC double glazed window and replacement of existing wooden windows for wood effect uPVC double glazed windows.
Approved

View Planning Timeline