21 Fernbeck Close, Farnworth, Bolton, BL4 8BR

UPRN:10013869419Flat/Maisonette2 bedsBuilt 2012-2021

LeaseholdCouncil Tax: -EPC: B (82)

21 Fernbeck Close, Farnworth, Bolton, BL4 8BR

HP Score

Not available

Verdict

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£109,000

£103k - £114kHigh

Estimate

£109k

Range

£103k – £114k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

7.09%

Verdict

Derived from HomePortfolio scores

21 Fernbeck Close earns an INVESTIGATE rating; it has no HP Score yet. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressWalk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

No data

Investment Score

No data

Crime Score

No data

Walkability

75/ 100

High

Transit & Bike

Transit 39Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £79/mo
Cash on cash: 2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.75 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£109,000

Rent Estimate (pcm)£650

Gross Yield7.09%

1y Growth-

3y Growth-

5y Growth-

10y Growth-

Last Sold Price£77,500 (2019-01-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceUnknown
RadonUnknown
MiningUnknown
LandslideUnknown
Air QualityUnknown
NoiseUnknown

View Full Risk Report

Planning Activity

Recent Apps

-BL4 8BR

Approval Rate

-12mo

Development

01788/26
CHANGE OF USE FROM RETAIL WITH FIRST FLOOR APARTMENT TO 4 NO. BEDROOM HMO (CLASS C4) FOR 4 NO. OCCUPANTS
Pending
01797/26
REMOVAL OF ROOF MOUNTED EXTRACT DUCTWORK AND INSTALLATION OF 1 NO. AIR HANDLING UNIT (AHU) TOGETHER WITH DUCTING AND ACOUSTIC FENCING
Pending
01783/26
PRIOR NOTIFICATION APPLICATION FOR A PROPOSED LARGER HOME EXTENSION AT REAR (6.00M LONG 4.00M MAX HEIGHT 3.00M EAVES HEIGHT)
Pending

View Planning Timeline

Ownership

Corporate Ownership-
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-01-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density-

Owner Occupied-

Age Distribution

View Area Profile

Schools Nearby

St Peter's CofE Primary School
0.1 mi
Report card2025
Ofsted no longer awards a single overall grade.
Kearsley West Primary School
0.2 mi
-
Kearsley Academy
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Grosvenor Nursery School and Day Care Centre
0.3 mi
Outstanding

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

33 Fernbeck Close
-
£108k
-
23 Fernbeck Close
-
£109k
-
44 Fernbeck Close
-
£108k
-
52 Fernbeck Close
-
£105k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN