311 Lilac Gardens, Ramswell Close, Bolton, BL3 2NL

UPRN:10013876342Flat/Maisonette2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band AEPC: B (83)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

311 Lilac Gardens, Ramswell Close, Bolton, BL3 2NL

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£89,000

£85k - £94kHigh

Estimate

£89k

Range

£85k – £94k

Rent Estimate (pcm)

£600

£600 - £650

Monthly

£600

Yield

8.00%

Verdict

Derived from HomePortfolio scores

311 Lilac Gardens earns an INVESTIGATE rating with HP Score 70/100. Investment score 72/100 reflects strong fundamentals. Walkability is limited (56/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

72/ 100

High

Crime Score

No data

Walkability

56/ 100

Moderate

Transit & Bike

Transit 34Bike 36

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -1.1% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10013876342· as of 9 Oct 2026
Rental economics24/40
gross yield 8.0%; range width penalty ×1.00
- valuation_snapshotsrent estimate 600/mo (range 600-650)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -69/mo, -11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 35 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
444 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£67,500£103,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£600/mo

Evidenced range £600-£650

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £112/mo
Cash on cash: 4.7%
Score at this price: 39

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013876342Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 600/mo (range 600-650)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 600-650)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£89,000

Rent Estimate (pcm)£600

Gross Yield8.00%

1y Growth+14.0%

3y Growth+7.4%

5y Growth+5.9%

10y Growth+5.8%

Last Sold Price£65,955 (2011-04-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BL3 2NL

Approval Rate

-12mo

Development

low

01914/26
VARIATION OF CONDITION 2 (APPROVED PLANS) ON APPLICATION 01187/26 TO ENLARGE APPROVED SIDE EXTENSION TO BOUNDARY
Pending
01850/26
VARIATION OF CONDITION 7 (APPROVED PLANS) ON APPLICATION 09997/20 TO INCREASE FOOTPRINT OF BUILDING, ASSOCIATED AMENDMENTS TO ELEVATIONS TOGETHER WITH ALTERATIONS TO FENESTRATION AND INSTALLATION OF 6 NO. ROOF LIGHTS
Pending
01794/26
INSTALLATION OF 4 NO. HANGING SIGNS 1 NO. INTERNALLY ILLUMINATED
Pending

View Planning Timeline

Ownership

Corporate Ownership43.9%
Overseas OwnershipNo
Lease Term Remaining105 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2011-04-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density2,980 /km²

Owner Occupied42%

Age Distribution

0-15 30%16-64 64%65+ 6%

View Area Profile

Schools Nearby

St Michael's CofE Primary School, Great Lever
0.2 mi
GoodImproving
Birtenshaw College
0.4 mi
-
Lord's School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ss Simon & Jude CofE Primary School, Bolton
0.4 mi
GoodConcerns

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

408 Lilac Gardens Ramswell Close
-
£86k
-
210 Lilac Gardens Ramswell Close
-
£85k
-
306 Lilac Gardens Ramswell Close
-
£94k
-
207 Lilac Gardens Ramswell Close
-
£90k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN