Flat 6, Cornflower Court, Sovereign Way, Tonbridge, TN9 1FY

UPRN:10013924178Flat/Maisonette2 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band CEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Flat 6, Cornflower Court, Sovereign Way, Tonbridge, TN9 1FY

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£295,000

£280k - £309kHigh

Estimate

£295k

Range

£280k – £309k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

6.72%

Verdict

Derived from HomePortfolio scores

Flat 6 earns an INVESTIGATE rating with HP Score 75/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

74/ 100

High

Crime Score

51/ 100

Elevated

Walkability

84/ 100

High

Transit & Bike

Transit 22Bike 68

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 15% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +15.3% (HIGH), sold-comps +18.6%, £/sqft +18.4%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10013924178· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.1%· as of 4 Nov 2026
Rental economics12.6/40
gross yield 6.7%; range width penalty ×0.91; the estimate this rent rides on sits 15% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1400/mo (range 1300-1500)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -156/mo, -11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 179 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.7/15
244 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£187,500£287,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £125/mo
Cash on cash: 1.9%
Score at this price: 30

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.66 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013924178Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 18.1%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 1400/mo (range 1300-1500)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 15% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1300-1500)
Rental economics needs verification before you rely on it
sale estimate 15% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£295,000

Rent Estimate (pcm)£1,400

Gross Yield6.72%

1y Growth-

3y Growth+1.4%

5y Growth-0.0%

10y Growth+2.3%

Last Sold Price£280,995 (2015-12-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TN9 1FY

Approval Rate

-12mo

Development

low

26/02104/TNCA
24 x Ash (within boundary hedge between 4 The Gables and 27 Lyons Crescent) - Reduce height to just below the level of the first floor windows of the house.
Pending
26/02062/TNCA
1 x Gleditsia (applicants ref. T1) - Prune to reduce crown by approx 1 overall, back to vicinity of previous pruning points to maintain size for position. Group of Cherry, Beech and Tulip Tree (applicants ref. G1) - Prune to reduce trees by approx 1.5m back to vicinity of previous cuts to maintain size for position. 1 x Magnolia (applicants ref. T2) - Selectively prune over extended sections back to drop crotch and maintain size. (Leylandii hedge and Castlewellan hedge (applicants ref. H1 and H2) - Trim as specified to shape/tidy/maintain size).
Pending
26/02037/PDVGR
Prior notification: Schedule 2, Part 3, Class G: Change of use from a use within Class E (commercial, business and service) to Conversion of first floor to create two flats
Pending

View Planning Timeline

Ownership

Corporate Ownership58%
Overseas OwnershipNo
Lease Term Remaining112 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2015-12-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,106

Population Density4,475 /km²

Owner Occupied38%

Age Distribution

0-15 20%16-64 69%65+ 11%

View Area Profile

Schools Nearby

Slade Primary School and Attached Unit for Children with Hearing Impairment
0.3 mi
Good
Tonbridge School
0.4 mi
Inspected by ISI
Royal Rise Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Sussex Road Community Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Cornflower Court Sovereign Way
-
£260k
-
Cornflower Court Sovereign Way
-
£330k
-
Cornflower Court Sovereign Way
-
£323k
-
Cornflower Court Sovereign Way
-
£340k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN