20 Primrose Close, Snodland, ME6 5FP

UPRN:10013924730Semi-Detached House4 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band FEPC: B (81)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£627,000

£595k - £658kHigh

Estimate

£627k

Range

£595k – £658k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

6.51%

Verdict

Derived from HomePortfolio scores

20 Primrose Close earns an INVESTIGATE rating with HP Score 73/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

74/ 100

High

Crime Score

20/ 100

Moderate

Walkability

39/ 100

Mixed

Transit & Bike

Transit 11Bike 32

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 16% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +16.3% (HIGH), sold-comps -3.8%, £/sqft -3.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10013924730· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.1%· as of 12 Nov 2026
Rental economics10.7/40
gross yield 6.5%; range width penalty ×0.88; the estimate this rent rides on sits 16% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2850/mo (range 2650-3100)· as of 14 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 16% above the ask on the same snapshot - verify the rent describes this home· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -250/mo, -9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 58 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.6/15
129 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£394,000£604,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,650-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: £201/mo
Cash on cash: 1.4%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013924730Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.1%Valuation edge · as of 12 Nov 2026
valuation_snapshotsrent estimate 2850/mo (range 2650-3100)Rental economics · as of 14 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 16% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2850/mo (range 2650-3100)
Rental economics needs verification before you rely on it
sale estimate 16% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£627,000

Rent Estimate (pcm)£2,850

Gross Yield6.51%

1y Growth-

3y Growth+0.0%

5y Growth+0.7%

10y Growth+2.2%

Last Sold Price£450,000 (2015-11-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME6 5FP

Approval Rate

-12mo

Development

low

26/01961/LDP
Hip to gable loft conversion with rear dormer
Pending
26/01834/TNCA
Trees on western side of Rocfort Road, in roadside verge between the offices of South East Water and the roadway, between the sign for Rocfort Road and the security camera within the SEW site - Lift to 5M over the footpath/highway only
Approved
26/01769/RD
Details of biodiversity net gain plan submitted pursuant to Schedule 7a of the Town Country Planning Act 1990 (as amended) relating to planning permission ref:TM/24/02045/FL Part change of use from residential (Class C3) to office (Class E) including a single storey rear extension to 31 and 33 High Street, new bay windows to 31 High Street and new garage to 33 High Street
Pending

View Planning Timeline

Ownership

Corporate Ownership73.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-11-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,106

Population Density298 /km²

Owner Occupied73%

Age Distribution

0-15 17%16-64 63%65+ 20%

View Area Profile

Schools Nearby

Snodland CofE Primary School
0.3 mi
Good
Valley Invicta Primary School at Holborough Lakes
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Katherine's School & Nursery
0.7 mi
Good
Grow 19 LTD
0.8 mi
-

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Primrose Close
-
£333k
-
7 Primrose Close
-
£320k
-
22 Primrose Close
-
£555k
-
3 Primrose Close
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN