Chestnut Cottage, Albyns Lane, Navestock, Romford, RM4 1HR

UPRN:10013929643Detached Property3 bedsBuilt -

FreeholdCouncil Tax: -EPC: D (55)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Chestnut Cottage, Albyns Lane, Navestock, Romford, RM4 1HR

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£895,000

£851k - £940kHigh

Estimate

£895k

Range

£851k – £940k

Rent Estimate (pcm)

£3,100

£3k - £3k

Monthly

£3,100

Yield

4.13%

Verdict

Derived from HomePortfolio scores

Chestnut Cottage earns an INVESTIGATE rating with HP Score 57/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

0/ 100

Low

Transit & Bike

Transit 28Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£3,100/mo

Evidenced range £2,750-£3,450

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£891/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£895,000

Rent Estimate (pcm)£3,100

Gross Yield4.13%

1y Growth-

3y Growth+7.1%

5y Growth+2.0%

10y Growth+3.7%

Last Sold Price£450,000 (2004-12-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3RM4 1HR

Approval Rate

-12mo

Development

low

26/00730/FUL
Demolition of existing farm house and construct a single storey 2 bedroom dwellinghouse with detached garaging.
Pending
26/00761/HHA
Partial first floor rear extension
Approved
EPF/1321/26
Demolition of existing farmhouse and construct a single storey 2 bedroom dwellinghouse with detached garaging. (Majority of site within Brentwood Borough Council area).
Pending

View Planning Timeline

Ownership

Corporate Ownership88.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-12-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,171

Population Density52 /km²

Owner Occupied77%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Stapleford Abbotts Primary Academy
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Dame Tipping Church of England Primary School
1.8 mi
GoodConcerns
Koru Independent AP Academy
2.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Immanuel School
2.5 mi
Inspected by ISI

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Lodge Farm Albyns Lane
-
£399k
-
Stan Sted Cottage Albyns Lane
-
£95k
-
Stan Sted Cottage Albyns Lane
-
£95k
-
Chestnut Cottage Albyns Lane
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN