Chapel House, Hill Road, Kemerton, Tewkesbury, GL20 7JN

UPRN:10013945074Detached House4 bedsBuilt before 1900

Tenure: -Council Tax: Band GEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Chapel House, Hill Road, Kemerton, Tewkesbury, GL20 7JN

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,071,000

£856k - £1.28MLow

Estimate

£1.07M

Range

£856k – £1.28M

Rent Estimate (pcm)

£4,250

£4k - £5k

Monthly

£4,250

Yield

3.66%

Verdict

Derived from HomePortfolio scores

Chapel House earns an INVESTIGATE rating with HP Score 66/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

22/ 100

Low

Transit & Bike

Transit 4Bike 23

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -46.8%, £/sqft -46.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 10 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 24%· as of 10 Nov 2026
Rental economics0/40
gross yield 3.7%; range width penalty ×0.78
- valuation_snapshotsrent estimate 4250/mo (range 3800-4700)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,891/mo, -68% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 205 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity9.2/15
316 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,046,000£1,604,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,395,000

At the asking price

Monthly rent£4,250/mo

Evidenced range £3,800-£4,700

Interest rate5.4%

Loan to value75%

Cash required: £503,050
Net cash flow: -£1,766/mo
Cash on cash: -4.2%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 24%Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 4250/mo (range 3800-4700)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4250/mo (range 3800-4700)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 205 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,071,000

Rent Estimate (pcm)£4,250

Gross Yield3.66%

1y Growth-83.1%

3y Growth-0.8%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL20 7JN

Approval Rate

-12mo

Development

low

W/26/02539/CAN
Removal of Pride of India tree. Undertake tree works as detailed on application form and in accompanying information.
Pending
W/26/02374/LB
Listed building consent for the replacement of ground and first floor timber windows to the western elevation.
Pending
W/26/02310/HP
Extension and reconfiguration to form new front entrance. Replacement of existing conservatory with new day room. External works to suit changes - (Variation of condition 2 of Ref. W/23/02247/HP)
Pending

View Planning Timeline

Ownership

Corporate Ownership66.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,661

Population Density-

Owner Occupied60%

Age Distribution

0-15 13%16-64 55%65+ 32%

View Area Profile

Schools Nearby

Overbury CofE First School
0.8 mi
Good
Bredon Hancock's Endowed CofE First School
1.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Carrant Brook Junior School
2.5 mi
Inspected as Carrant Brook Junior School (URN 115750) on 19 Jan 2022
Northway Infant School
2.7 mi
Inspected as Northway Infant School (URN 115563) on 12 Mar 2024

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Limes
-
£265k
-
Primrose Bank
-
£845k
-
Northwood
-
£2.30M
-
Westwynd
-
£510k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN