Pear Tree Cottage, Mill Lane, Hadley, Droitwich, WR9 0AU

UPRN:10013945593-Beds -Built 2007-2011

Tenure: -Council Tax: Band GEPC: E (52)

Data freshness:Listing· freshEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Pear Tree Cottage, Mill Lane, Hadley, Droitwich, WR9 0AU

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£175,000

£140k - £210kLow

Estimate

£175k

Range

£140k – £210k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

1.02%

Verdict

Derived from HomePortfolio scores

Pear Tree Cottage earns an INVESTIGATE rating with HP Score 59/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

2/ 100

Low

Transit & Bike

Transit 35Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing address is a marketing pitch, not a property address ('Mill Lane Ombersley Droitwich, Worcestershire WR9') - identity unverifiable, valuation evidence describes the pinned UPRN, not the product being sold

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£2,787/mo
Cash on cash: -9.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.25 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£175,000

Rent Estimate (pcm)£850

Gross Yield1.02%

1y Growth-

3y Growth+1.6%

5y Growth+1.7%

10y Growth+3.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1WR9 0AU

Approval Rate

100%12mo

Development

low

W/26/02438/TPOA
Removal of T1 & T2 Horse Chestnut trees as detailed on application form and in any accompanying information
Pending
W/26/01280/LB
Proposed replacement of 18 non-original windows within the house.
Pending
W/26/00948/TPOA
T13 Pine - Remove close to ground level. Undertake tree works, as detailed on application form and in any accompanying information.
Rejected

View Planning Timeline

Ownership

Corporate Ownership73%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,661

Population Density-

Owner Occupied78%

Age Distribution

0-15 13%16-64 57%65+ 30%

View Area Profile

Schools Nearby

Ombersley Endowed First School
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Westlands First School
1.5 mi
Good
Droitwich Spa High School and Sixth Form Centre
1.5 mi
GoodConcerns
St Joseph's Catholic Primary School
1.6 mi
Inspected as St Joseph's Catholic Primary School (URN 116876) on 28 Jun 2022

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Willows
-
£710k
-
The Arles
-
£777k
-
The Rock
-
£266k
-
The Rock
-
£221k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN