Flat 5, Nelson House, Westcote Road, Epsom, KT19 8GG

UPRN:10013951571Flat/Maisonette2 bedsBuilt 1991-1995

LeaseholdCouncil Tax: -EPC: C (70)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 5, Nelson House, Westcote Road, Epsom, KT19 8GG

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£305,000

£290k - £320kHigh

Estimate

£305k

Range

£290k – £320k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

5.80%

Verdict

Derived from HomePortfolio scores

Flat 5 earns an INVESTIGATE rating with HP Score 63/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (48/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

53/ 100

Elevated

Walkability

48/ 100

Mixed

Transit & Bike

Transit 9Bike 58

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +1.6% (HIGH), sold-comps +13.3%, £/sqft +13.3%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10013951571· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.7%· as of 9 Nov 2026
Rental economics5.5/40
gross yield 5.8%; range width penalty ×0.86
- valuation_snapshotsrent estimate 1450/mo (range 1300-1550)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -445/mo, -31% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 309 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.7/15
316 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£225,000£345,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: -£9/mo
Cash on cash: -0.1%
Score at this price: 23

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013951571Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 9.7%Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1450/mo (range 1300-1550)Rental economics · as of 9 Nov 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1300-1550)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 309 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£305,000

Rent Estimate (pcm)£1,450

Gross Yield5.80%

1y Growth-

3y Growth+0.2%

5y Growth+1.3%

10y Growth+1.9%

Last Sold Price£155,000 (2017-06-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT19 8GG

Approval Rate

-12mo

Development

low

26/01080/TPO
T1: Ailanthus - 1/A1- (dead) - Fell to ground level T2: Oak - 1/A1 - (dead) - Fell to ground level T3: Goat Willow - 126/A6 - (dead) - Fell to ground level
Pending
26/01096/TPO
G1 - 9 Lime Trees to be crown reduced to previous cutting points which is 2-3m in length and 1-3 inches in diameter due to the encroachment on neighbours houses as well as significant light loss.
Pending
26/01212/CLP
Lawful Development Certificate - Proposed Use: Conversion of garage to accommodate a habitable space and store area incorporating internal reconfiguration, alterations to fenestration and associated works.
Pending

View Planning Timeline

Ownership

Corporate Ownership56.2%
Overseas OwnershipNo
Lease Term Remaining105 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-06-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,006

Population Density5,450 /km²

Owner Occupied64%

Age Distribution

0-15 25%16-64 66%65+ 9%

View Area Profile

Schools Nearby

Southfield Park Primary School
0.3 mi
Inspected as Southfield Park Primary School (URN 133721) on 10 Jan 2023
Stamford Green Primary School and Nursery
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Epsom Primary and Nursery School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kingswood House School
0.8 mi
Inspected by ISI

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Nelson House Westcote Road
-
£155k
-
Nelson House Westcote Road
-
£124k
-
Nelson House Westcote Road
-
£123k
-
Nelson House Westcote Road
-
£68k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN