11C Richmond Crescent, Epsom, KT19 8JA

UPRN:10013955396Semi-Detached House5 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band GEPC: C (80)

Data freshness:Listing· freshOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,131,000

£1.07M - £1.19MHigh

Estimate

£1.13M

Range

£1.07M – £1.19M

Rent Estimate (pcm)

£5,050

£5k - £6k

Monthly

£5,050

Yield

6.06%

Verdict

Derived from HomePortfolio scores

11C Richmond Crescent earns an INVESTIGATE rating with HP Score 66/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

14/ 100

Low

Transit & Bike

Transit 5Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +11.6% (HIGH), sold-comps +5.8%, £/sqft +5.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10013955396· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 18.4%· as of 24 Oct 2026
Rental economics7/40
gross yield 6.1%; range width penalty ×0.82
- valuation_snapshotsrent estimate 5050/mo (range 4600-5550)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -637/mo, -13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 119 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.6/15
316 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£750,000£1,150,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£5,050/mo

Evidenced range £4,600-£5,550

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: £121/mo
Cash on cash: 0.4%
Score at this price: 24

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10013955396Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 18.4%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 5050/mo (range 4600-5550)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5050/mo (range 4600-5550)
Seller motivation could not be scored
context, not scored: 2 price cut(s), 119 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£1,131,000

Rent Estimate (pcm)£5,050

Gross Yield6.06%

1y Growth+164.3%

3y Growth+0.2%

5y Growth+1.3%

10y Growth+1.9%

Last Sold Price£1,040,000 (2022-12-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2KT19 8JA

Approval Rate

0%12mo

Development

low

26/01207/FLH
Installation of an air conditioning unit and associated works
Pending
26/00922/TPO
T1 Oak (286/T7) - Selective pruning of 1-2m of over extended limbs to the top, reducing height from 19m to 17m, remove deadwood
Approved
26/00807/CLPF
Lawful Development Certificate - Proposed Use: Roof extension incorporating a rear dormer and roof lights.
Approved

View Planning Timeline

Ownership

Corporate Ownership56.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-12-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,006

Population Density-

Owner Occupied84%

Age Distribution

0-15 24%16-64 61%65+ 15%

View Area Profile

Schools Nearby

Stamford Green Primary School and Nursery
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Kingswood House School
1.0 mi
Inspected by ISI
Southfield Park Primary School
1.2 mi
Inspected as Southfield Park Primary School (URN 133721) on 10 Jan 2023
Rosebery School
1.2 mi
Outstanding

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Richmond Crescent
-
£925k
-
Chaucer Court Richmond Crescent
-
£350k
-
17 Richmond Crescent
-
£908k
-
11C Richmond Crescent
-
£1.04M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN