18 West Quay, Abingdon, OX14 5TL

UPRN:10014028023Purpose Built Flat3 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band EEPC: C (75)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£432,000

£411k - £454kHigh

Estimate

£432k

Range

£411k – £454k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

6.21%

Verdict

Derived from HomePortfolio scores

18 West Quay earns an INVESTIGATE rating with HP Score 74/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

46/ 100

Mixed

Transit & Bike

Transit 3Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£435,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,100-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £143,550
Net cash flow: £90/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£432,000

Rent Estimate (pcm)£2,250

Gross Yield6.21%

1y Growth-34.8%

3y Growth-3.2%

5y Growth+0.1%

10y Growth+1.8%

Last Sold Price£159,950 (2000-03-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX14 5TL

Approval Rate

-12mo

Development

low

P26/V4931/DIS
Discharge of conditions 3(surface water drainage scheme) 4(foul drainage scheme) and 5(landfill gas site risk assessment) on application ref. P26/V3449/FUL Proposed construction of two new, single-storey changing blocks at Abingdon Rugby Football Club
Pending
P26/V4507/HH
Erection of a first-floor side extension, replacement single-storey rear extension following demolition of the existing conservatory, and erection of a detached garage within the rear garden.
Pending
P26/V4073/LDE
Existing extension to be recognised as a separate, self-contained dwellinghouse.
Pending

View Planning Timeline