93A Swan Lane, Hindley Green, Wigan, WN2 4HD

UPRN:10014058024Semi-Detached House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band CEPC: C (77)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

93A Swan Lane, Hindley Green, Wigan, WN2 4HD

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£248,000

£235k - £260kHigh

Estimate

£248k

Range

£235k – £260k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

7.92%

Verdict

Derived from HomePortfolio scores

93A Swan Lane earns an INVESTIGATE rating with HP Score 75/100. Investment score 60/100 reflects moderate fundamentals. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

No data

Walkability

70/ 100

High

Transit & Bike

Transit 39Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,600-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £299/mo
Cash on cash: 4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£248,000

Rent Estimate (pcm)£1,650

Gross Yield7.92%

1y Growth-

3y Growth+4.6%

5y Growth+4.6%

10y Growth+4.8%

Last Sold Price£221,000 (2022-06-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WN2 4HD

Approval Rate

-12mo

Development

low

A/26/101689/WTTPO
2 sycamore trees The first Sycamore tree has fungal fruiting bodies at the base of the stem, alongside an included union at the base These features raise concerns regarding the potential for internal decay and the structural integrity of the lower stem. Tree 2 The second sycamore has a substantial cavity approximately 600mm above ground level, with a considerable amount of internal decay visible within the affected area. i have concerns regarding the remaining sound wood and the trees structural integrity. Having considered the defects observed in both trees i believe further investigation and appropriate remedial action are warranted and the removal may be the most appropriate long term management option subject to my findings
Pending
A/26/101556/FULL
Change of use from a domestic dwelling to mixed use as a dwellinghouse (Use Class 3) and Beauty Salon (Use Class E(c)(iii)) following the erection of a single storey annexe in rear garden
Pending
A/26/101552/LUCP
Certificate of lawful development for proposed outbuilding to rear
Approved

View Planning Timeline

Ownership

Corporate Ownership57.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-06-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,615

Population Density-

Owner Occupied92%

Age Distribution

0-15 14%16-64 61%65+ 25%

View Area Profile

Schools Nearby

Sacred Heart Catholic Primary School, Hindley Green
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St John's Church of England Primary School, Hindley Green
0.2 mi
Good
Hindley Green Community Primary School
0.3 mi
Good
Oakfield High School and College
0.4 mi
Outstanding

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

83 Swan Lane
-
£160k
-
141 Swan Lane
-
£193k
-
141 Swan Lane
-
£173k
-
120 Swan Lane
-
£208k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN