32 Thornley Close, Abingdon, OX14 1GQ

UPRN:10014079624Semi-Detached House2 bedsBuilt -

FreeholdCouncil Tax: Band CEPC: C (70)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 3mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£324,000

£308k - £340kHigh

Estimate

£324k

Range

£308k – £340k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

4.69%

Verdict

Derived from HomePortfolio scores

32 Thornley Close earns an INVESTIGATE rating with HP Score 66/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (72/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

66/ 100

Elevated

Walkability

72/ 100

High

Transit & Bike

Transit 12Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£320,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £103,300
Net cash flow: -£215/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£324,000

Rent Estimate (pcm)£1,250

Gross Yield4.69%

1y Growth-36.1%

3y Growth-3.2%

5y Growth+0.1%

10y Growth+1.8%

Last Sold Price£275,000 (2019-04-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0OX14 1GQ

Approval Rate

-12mo

Development

low

P26/V5171/TCA
Holly Tree: Front Garden: Reduce the height by 2-3 metres (approximately one third) and bring in the sides by 1-1.5 metres to balance the crown. This will alleviate the weight on the included union at the base.
Pending
P26/V5133/TCA
Weeping Willow: Front Garden: Re-pollard back to previous points, removing 2-3 metres regrowth. Shave back and sever the Ivy.
Pending
P26/V5092/TCA
Removal of two common yew trees; one in the front garden and one in the back garden. These trees were planted as small shrubs and have now outgrown their space. The one in front is crowding the acres beside them and the one in the back garden is up against a greenhouse.
Pending

View Planning Timeline